PROPERTY & CASUALTY QUESTIONS GA EXAM, QUESTIONS WITH
ACCURATE ANSWERS | MULTIPLE CHOICES |2025!!
Terms in this set (109)
The arbitration clause in a B. The insured and an injured 3rd party cannot reach an
personal auto policy would be agreement regarding the settlement of a claim.
used in which of the
following circumstances?
A. The ins company and a
pedestrian struck by the insured's
auto cannot reach an
agreement regarding the
settlement of a claim.
B. The insured and an injured
3rd party
cannot reach an agreement
regarding the settlement of a
claim.
C. The court have ruled against an
injured 3th party.
Which of the following bonds B.Fidelity
protects an employer fro the
actions of dishonest
employees?
A. Surety
B. Fidelity
,A dwelling has been vacant for A. Vandalism
more than 60 consecutive days.
Which of the
following would most likely NOT
be covered?
A. Vandalism
B. Smoke
C. Fire
D. Falling Objects
While in her backyard, Susan A. Operations exposure
injuries her foot on a rake left
by her landscapers. What part
of the CGL policy will protect
the owner of the landscaping
company?
A. Operations exposure
B. Products Liability
C. Completed operations liability
D. Premises exposure
Premium computation is found B. Part 5
in which section of the
workers' compensation
policy?
A. Part 3
B. Part 5
C. Part 1
D. Part 2
Once an injured employee has D. executive remedy
received benefits provided
under workers'
compensation, that employee
may not file a suit against her
employer to gain
additional benefits. This is the def. of
A. Contributory negligence
,B. the fellow servant rule
C. Assumption of risk
D. Exclusive remedy
The purpose of the basic extended D. Coverage for events that have happened after the retroactive
reporting period in a commercial date, but which were not within 60days of policy expiration
general liability (CGL) " claims-
made" policy is to provide
A. additional time for the insured
to make monthly reports of
information for rating purposes
B.coverage for events that have
happened before the policy
became effective
C. coverage for events that
happened up to 5yrs after a
claims-made policy has
expired
D Coverage for events that have
happened after the retroactive
date, but which were
not within 60days of policy
expiration
, What is the purpose of the B. Pay for benefits that are normally required by state workers' comp laws
employer's
liability section of a workers' comp
plicy ( part 2) ?
A. pay for lawsuits filed by an
employer
B.Pay for benefits that are
normally required by state
workers' comp laws
C. Pa for 3rd-party claims filed
against a negligent employer
Truckers who transport A. Form MCS-90
hazardous materials are
required to have an
endorsement called
A. Form MCS-90
B. Form W-2
C. Form MCS-70
D. Form 1099
Which of the following is NOT a use B. To determine which rating territory applies to the covered autos
of auto symbols in the commercial
auto policy?
A. To determine how coverage will
apply to vehicles acquired after
the policy effective date
B. To determine which
rating territory applies to
the covered autos
C. To custom the policy to the
insured's needs by selective
the appropriate coverage
ACCURATE ANSWERS | MULTIPLE CHOICES |2025!!
Terms in this set (109)
The arbitration clause in a B. The insured and an injured 3rd party cannot reach an
personal auto policy would be agreement regarding the settlement of a claim.
used in which of the
following circumstances?
A. The ins company and a
pedestrian struck by the insured's
auto cannot reach an
agreement regarding the
settlement of a claim.
B. The insured and an injured
3rd party
cannot reach an agreement
regarding the settlement of a
claim.
C. The court have ruled against an
injured 3th party.
Which of the following bonds B.Fidelity
protects an employer fro the
actions of dishonest
employees?
A. Surety
B. Fidelity
,A dwelling has been vacant for A. Vandalism
more than 60 consecutive days.
Which of the
following would most likely NOT
be covered?
A. Vandalism
B. Smoke
C. Fire
D. Falling Objects
While in her backyard, Susan A. Operations exposure
injuries her foot on a rake left
by her landscapers. What part
of the CGL policy will protect
the owner of the landscaping
company?
A. Operations exposure
B. Products Liability
C. Completed operations liability
D. Premises exposure
Premium computation is found B. Part 5
in which section of the
workers' compensation
policy?
A. Part 3
B. Part 5
C. Part 1
D. Part 2
Once an injured employee has D. executive remedy
received benefits provided
under workers'
compensation, that employee
may not file a suit against her
employer to gain
additional benefits. This is the def. of
A. Contributory negligence
,B. the fellow servant rule
C. Assumption of risk
D. Exclusive remedy
The purpose of the basic extended D. Coverage for events that have happened after the retroactive
reporting period in a commercial date, but which were not within 60days of policy expiration
general liability (CGL) " claims-
made" policy is to provide
A. additional time for the insured
to make monthly reports of
information for rating purposes
B.coverage for events that have
happened before the policy
became effective
C. coverage for events that
happened up to 5yrs after a
claims-made policy has
expired
D Coverage for events that have
happened after the retroactive
date, but which were
not within 60days of policy
expiration
, What is the purpose of the B. Pay for benefits that are normally required by state workers' comp laws
employer's
liability section of a workers' comp
plicy ( part 2) ?
A. pay for lawsuits filed by an
employer
B.Pay for benefits that are
normally required by state
workers' comp laws
C. Pa for 3rd-party claims filed
against a negligent employer
Truckers who transport A. Form MCS-90
hazardous materials are
required to have an
endorsement called
A. Form MCS-90
B. Form W-2
C. Form MCS-70
D. Form 1099
Which of the following is NOT a use B. To determine which rating territory applies to the covered autos
of auto symbols in the commercial
auto policy?
A. To determine how coverage will
apply to vehicles acquired after
the policy effective date
B. To determine which
rating territory applies to
the covered autos
C. To custom the policy to the
insured's needs by selective
the appropriate coverage
