PA PROPERTY & CASUALTY
INSURANCE EXAM (B)
How does the owner of an automobile insure under a personal
automobile policy in PA show proof or financial responsibility? -
ANSWERS-With an ID card provided by the insurer
Using their own vehicle for commercial business pursuits, an
employees ran a red light and hit another vehicle causing property
damage and bodily injury to a third party. Under the hired auto and
non owned liability endorsement - ANSWERS-Both property damage
and bodily injury will be covered to the third party
All of the following are functions of Risk Management Agency
except to - ANSWERS-Sponsor educational and outreach programs
on the general topics of risk management
Which of the following endorsements would be attached to a personal
automobile policy when a vehicle is registered to the insured and a
relative other than the spouse? - ANSWERS-Joint ownership
An insurance producer shall not act as a representative of an insurer
until the producer has become - ANSWERS-An appointment
producer of that insurer
, For a contract to be valid it must be for a legal purpose and involve an
exchange of - ANSWERS-Consideration
An insurer, in general business practice fails to promptly provide a
reasonable explanation for the denial of a claim. This is considered to
be - ANSWERS-An unfair claims act settlement practice
An HO4 can be issued to which of the following - ANSWERS-A non-
owner tenant of an apartment
In a personal automobile policy in PA, which of the following is a
non-economic loss? - ANSWERS-Pain and suffering
Which would be eligible for coverage on a business automobile
policy? - ANSWERS-A dumptruck
Which is included in the declarations page of a commercial general
liability policy? - ANSWERS-Policy effective date
Purchasing groups may purchase liability insurance for its members
who are residents of the commonwealth from all the following except
- ANSWERS-Another purchasing groups
The responsibility for regulating insurance continuing education
requirements and approving insurance continuing education courses
of instruction belongs to the - ANSWERS-National association of
insurance commissioners
INSURANCE EXAM (B)
How does the owner of an automobile insure under a personal
automobile policy in PA show proof or financial responsibility? -
ANSWERS-With an ID card provided by the insurer
Using their own vehicle for commercial business pursuits, an
employees ran a red light and hit another vehicle causing property
damage and bodily injury to a third party. Under the hired auto and
non owned liability endorsement - ANSWERS-Both property damage
and bodily injury will be covered to the third party
All of the following are functions of Risk Management Agency
except to - ANSWERS-Sponsor educational and outreach programs
on the general topics of risk management
Which of the following endorsements would be attached to a personal
automobile policy when a vehicle is registered to the insured and a
relative other than the spouse? - ANSWERS-Joint ownership
An insurance producer shall not act as a representative of an insurer
until the producer has become - ANSWERS-An appointment
producer of that insurer
, For a contract to be valid it must be for a legal purpose and involve an
exchange of - ANSWERS-Consideration
An insurer, in general business practice fails to promptly provide a
reasonable explanation for the denial of a claim. This is considered to
be - ANSWERS-An unfair claims act settlement practice
An HO4 can be issued to which of the following - ANSWERS-A non-
owner tenant of an apartment
In a personal automobile policy in PA, which of the following is a
non-economic loss? - ANSWERS-Pain and suffering
Which would be eligible for coverage on a business automobile
policy? - ANSWERS-A dumptruck
Which is included in the declarations page of a commercial general
liability policy? - ANSWERS-Policy effective date
Purchasing groups may purchase liability insurance for its members
who are residents of the commonwealth from all the following except
- ANSWERS-Another purchasing groups
The responsibility for regulating insurance continuing education
requirements and approving insurance continuing education courses
of instruction belongs to the - ANSWERS-National association of
insurance commissioners
