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Washington Laws and Rules Pertinent to Insurance
Exam 2026 | Actual Exam | Washington State
Insurance Regulations ||Verified Exam!!!| Office of the
Insurance Commissioner||Newest Exam!!!
Violations of US Code Title 18 section 1033, may result in
- Answer-Fine and/or imprisonment
Charles is a producer who is licensed in Washington but
resides in Oregon. Charles is considered to be a(n) -
Answer-Nonresident producer
Before a producer may sell, solicit, or negotiate insurance
from an insurer, the producer must have a(n) - Answer-
Appointment
The act of using misrepresentation to induce an insured
person to terminate an existing policy and purchase a new
policy is referred to as - Answer-Twisting
An example of an unfair claims settlement practice is -
Answer-Turning down a claim without providing the basis
of denial
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One role of the Commissioner is to - Answer-Enforce state
insurance laws
Every producer licensed in Washington must notify the
Commissioner within ___ days of any change of the
address. - Answer-30
The identity of the _____ must be made clear in every
health (disability) insurance advertisement. - Answer-
Insurer
A life insurance policy becomes incontestable after it has
been in force for - Answer-2 years
Advertising regulations exist to - Answer-Assure full and
truthful disclosures to the public
When a Medicare Supplement insurance policy is being
replaced, who must sign the notice of replacement? -
Answer-The producer and the applicant
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What is the MINIMUM benefit period that must be offered
by a Long-Term Care policy? - Answer-12 months
No legal action can be initiated after ___ years from the
initial time written proof of loss has been provided. -
Answer-3
When replacing a life insurance policy, a producer must
provide the applicant with a - Answer-Notice Regarding
Replacement
A Medicare Supplement policy can be cancelled by the
insurer for - Answer-Nonpayment
A company that is chartered and organized of the state in
which its home office is located is called a(n) - Answer-
Domestic insurer
An insurance company may only pay commissions to a(n)
- Answer-Licensed producer appointed by the insurer
Washington Laws and Rules Pertinent to Insurance
Exam 2026 | Actual Exam | Washington State
Insurance Regulations ||Verified Exam!!!| Office of the
Insurance Commissioner||Newest Exam!!!
Violations of US Code Title 18 section 1033, may result in
- Answer-Fine and/or imprisonment
Charles is a producer who is licensed in Washington but
resides in Oregon. Charles is considered to be a(n) -
Answer-Nonresident producer
Before a producer may sell, solicit, or negotiate insurance
from an insurer, the producer must have a(n) - Answer-
Appointment
The act of using misrepresentation to induce an insured
person to terminate an existing policy and purchase a new
policy is referred to as - Answer-Twisting
An example of an unfair claims settlement practice is -
Answer-Turning down a claim without providing the basis
of denial
,2|Page
One role of the Commissioner is to - Answer-Enforce state
insurance laws
Every producer licensed in Washington must notify the
Commissioner within ___ days of any change of the
address. - Answer-30
The identity of the _____ must be made clear in every
health (disability) insurance advertisement. - Answer-
Insurer
A life insurance policy becomes incontestable after it has
been in force for - Answer-2 years
Advertising regulations exist to - Answer-Assure full and
truthful disclosures to the public
When a Medicare Supplement insurance policy is being
replaced, who must sign the notice of replacement? -
Answer-The producer and the applicant
, 3|Page
What is the MINIMUM benefit period that must be offered
by a Long-Term Care policy? - Answer-12 months
No legal action can be initiated after ___ years from the
initial time written proof of loss has been provided. -
Answer-3
When replacing a life insurance policy, a producer must
provide the applicant with a - Answer-Notice Regarding
Replacement
A Medicare Supplement policy can be cancelled by the
insurer for - Answer-Nonpayment
A company that is chartered and organized of the state in
which its home office is located is called a(n) - Answer-
Domestic insurer
An insurance company may only pay commissions to a(n)
- Answer-Licensed producer appointed by the insurer
