NORTH CAROLINA MEDICARE SUPPLEMENT AND
LONG-TERM CARE ACTUAL EXAM NEWEST / NORTH
CAROLINA MEDICARE SUPPLEMENT AND LONG-TERM CARE
TEST PREPARATION/NORTH CAROLINA MEDICARE
SUPPLEMENT AND LONG-TERM CARE PRACTICE EXAM WITH
200 COMPLETE QUESTIONS
Which of the following is not an optional benefit provided by long-term care policies?
A. Inflation protection
B. Guaranteed insurability
C. Nonforfeiture options
D. Guaranteed renewable or noncancelable - CORRECT ANSWERS-D. Guaranteed renewable
or noncancelable
All of the following are required to qualify for Medicare's nursing facility benefit except:
A. The patient must spend at least three days in a hospital within 30 past days
B. The patient must meet stated income limits
C. The patient's physician must certify that skilled care is required
D. The patient must enter a Medicare-certified skilled nursing facility - CORRECT ANSWERS-B.
The patient must meet stated income limits
Medical coverage is provided by:
A. Medicare Part A
B. Medicare Part B
C. Medicare Part C
D. Medicare Part D - CORRECT ANSWERS-B. Medicare Part B
, If an individual enrolls in medicare before their birthday month and their birthday is NOT the first day of
the month, when does coverage begin? - CORRECT ANSWERS-The first day of their birthday
month
B's long-term care insurance policy has a 30-calendar day elimination period. He became eligible for
long-term care benefits and started receiving care on May 1. At what point will his policy begin paying
benefits?
A. After Bill has received 30 days of weekday care
B. After Bill has received 30 days of care
C. 30 days after the policy is issued
D. 30 days after the triggering event - CORRECT ANSWERS-D. 30 days after the triggering
event
What are the benefit triggers of tax-qualified long-term care insurance policies? - CORRECT
ANSWERS-Physical impairment or severe cognitive impairment
Hospital coverage is provided by:
A. Medicare Part A
B. Medicare Part B
C. Medicare Part C
D. Medicare Part D - CORRECT ANSWERS-A. Medicare Part A
How long is the initial enrollment period for enrolling in Parts A and B?
A. Six months
B. Three months
C. Four months
D. Seven months - CORRECT ANSWERS-D. Seven months
Which of the following medical services is not covered by Medicare Part B?
LONG-TERM CARE ACTUAL EXAM NEWEST / NORTH
CAROLINA MEDICARE SUPPLEMENT AND LONG-TERM CARE
TEST PREPARATION/NORTH CAROLINA MEDICARE
SUPPLEMENT AND LONG-TERM CARE PRACTICE EXAM WITH
200 COMPLETE QUESTIONS
Which of the following is not an optional benefit provided by long-term care policies?
A. Inflation protection
B. Guaranteed insurability
C. Nonforfeiture options
D. Guaranteed renewable or noncancelable - CORRECT ANSWERS-D. Guaranteed renewable
or noncancelable
All of the following are required to qualify for Medicare's nursing facility benefit except:
A. The patient must spend at least three days in a hospital within 30 past days
B. The patient must meet stated income limits
C. The patient's physician must certify that skilled care is required
D. The patient must enter a Medicare-certified skilled nursing facility - CORRECT ANSWERS-B.
The patient must meet stated income limits
Medical coverage is provided by:
A. Medicare Part A
B. Medicare Part B
C. Medicare Part C
D. Medicare Part D - CORRECT ANSWERS-B. Medicare Part B
, If an individual enrolls in medicare before their birthday month and their birthday is NOT the first day of
the month, when does coverage begin? - CORRECT ANSWERS-The first day of their birthday
month
B's long-term care insurance policy has a 30-calendar day elimination period. He became eligible for
long-term care benefits and started receiving care on May 1. At what point will his policy begin paying
benefits?
A. After Bill has received 30 days of weekday care
B. After Bill has received 30 days of care
C. 30 days after the policy is issued
D. 30 days after the triggering event - CORRECT ANSWERS-D. 30 days after the triggering
event
What are the benefit triggers of tax-qualified long-term care insurance policies? - CORRECT
ANSWERS-Physical impairment or severe cognitive impairment
Hospital coverage is provided by:
A. Medicare Part A
B. Medicare Part B
C. Medicare Part C
D. Medicare Part D - CORRECT ANSWERS-A. Medicare Part A
How long is the initial enrollment period for enrolling in Parts A and B?
A. Six months
B. Three months
C. Four months
D. Seven months - CORRECT ANSWERS-D. Seven months
Which of the following medical services is not covered by Medicare Part B?
