Arizona Life and Health Insurance | Questions
and answers with 100% correct solutions |
Graded A+
Any administrative action taken against a producer MUST be reported to the director within ___ days
after the final disposition. ✔✔30
How many days notice does the Affordable Care Act require insurers to give before rescinding coverage?
✔✔30
According to the Affordable Care Act, new health Insurance Marketplaces are established by the
✔✔CCIIO
How long must a producer maintain customer records for an insurance transaction? ✔✔Three years
Which statement best defines what a Policy title means on an insurance policy? ✔✔Ever policy Must
have a title on the Face and on the back of the policy, briefly describing the policy.
The refusal of doing business with an individual or business is called ✔✔Boycott
Which of the following causes of disability is NOT covered under the Arizona workers comp law?
✔✔Intentional, self-inflicted injuries that occur at the work site
In Arizona, the HIV consent form ✔✔Must disclose who will be receiving a copy of the test results
, The telemarketing sales rules states that _______ is the LATEST time of the day that telemarketing calls
may be received ✔✔9 PM
Which of the following actions is considered to be an unfair trade practice ✔✔A producer who sells
insurance to an individual by means of threat
A statement must be signed by the ____ for any illustrations used in the sale of a life insurance policy
✔✔Producer
In order for a health plan to be an "accountable health plan", who has to approve it ✔✔The director
If a life insurance applicant is shown future premiums are to be paid out of non guaranteed values, the
illustration used in the sales presentation MUST ✔✔Disclose that the premium payments may need to
be resumed depending on actual results
A producer is proposing that a policy owner replace an existing individual health insurance policy with a
new one. Under the new contract, a pre existing conditions exclusion ✔✔May reduce the insured
benefits
The genetic information non discrimination act of 2008 bars all of the following EXCEPT ✔✔Prohibits the
use of genetic information in health insurance, unless the applicant signs a waiver
How many hours of initial long term care training must a producer complete before soliciting long term
care products? ✔✔8 hours
and answers with 100% correct solutions |
Graded A+
Any administrative action taken against a producer MUST be reported to the director within ___ days
after the final disposition. ✔✔30
How many days notice does the Affordable Care Act require insurers to give before rescinding coverage?
✔✔30
According to the Affordable Care Act, new health Insurance Marketplaces are established by the
✔✔CCIIO
How long must a producer maintain customer records for an insurance transaction? ✔✔Three years
Which statement best defines what a Policy title means on an insurance policy? ✔✔Ever policy Must
have a title on the Face and on the back of the policy, briefly describing the policy.
The refusal of doing business with an individual or business is called ✔✔Boycott
Which of the following causes of disability is NOT covered under the Arizona workers comp law?
✔✔Intentional, self-inflicted injuries that occur at the work site
In Arizona, the HIV consent form ✔✔Must disclose who will be receiving a copy of the test results
, The telemarketing sales rules states that _______ is the LATEST time of the day that telemarketing calls
may be received ✔✔9 PM
Which of the following actions is considered to be an unfair trade practice ✔✔A producer who sells
insurance to an individual by means of threat
A statement must be signed by the ____ for any illustrations used in the sale of a life insurance policy
✔✔Producer
In order for a health plan to be an "accountable health plan", who has to approve it ✔✔The director
If a life insurance applicant is shown future premiums are to be paid out of non guaranteed values, the
illustration used in the sales presentation MUST ✔✔Disclose that the premium payments may need to
be resumed depending on actual results
A producer is proposing that a policy owner replace an existing individual health insurance policy with a
new one. Under the new contract, a pre existing conditions exclusion ✔✔May reduce the insured
benefits
The genetic information non discrimination act of 2008 bars all of the following EXCEPT ✔✔Prohibits the
use of genetic information in health insurance, unless the applicant signs a waiver
How many hours of initial long term care training must a producer complete before soliciting long term
care products? ✔✔8 hours
