Florida Certified Adjuster Licensing Exam Exam
Questions and CORRECT Answers| (2025 update)
| grade A+ Florida Certified Adjuster Pre-
Licensing
Save
Terms in this set (182)
Jane has $150,000 $4,500
homeowners policy with a
3% percentage
deductible. One night, In
oven fire destroys her
kitchen, causing $50,000
in damage. How much of
the damage falls under
Janes responsibility?
,Xavier owns a small A re-insurer
insurance company.
Recently the company
want to bid to ensure a
new housing development
in Omaha, Nebraska. His
company can handle any
claims that arise, but if a
series of tornadoes were
to tear through the area
and destroy the entire
development, Xavier's
company would suffer
financially. Which type of
insure could help Xavier's
company protect itself the
most from this potential
loss?
Which of the following Loss of money invested in the stock market
situations does NOT
involve an instance of
"pure risk?"
Which of the following is A football stadium
an insurable risk?
,A lightning strike causes Concealment
one of those storage
buildings on John's farm to
burn to the ground, added
by the fuel tanks he kept in
the building. John knows
he wasn't supposed to
store any fuel in the
building, so he kept that
piece of information to
himself when he files a
claim. John's ensure made
and I his claim based on
his:
Chain shed burned to the Wind
ground during a tornado,
when the Highwinds break
a wall of the shed,
knocking over a lantern
inside. What is the
proximate cause of the
loss?
Kevin plays in a brass Agreed value policy
band using two rare
antique Alexander tubas.
Since they are no longer
produced, the value of the
tubas is difficult to
determine. Which type of
policy would best
indemnify Kevin in this
event that his two boys
were damaged, lost, or
stolen?
, Which settlement option is Advance payment settlement
most often use when the
claimant misses work
because of a bodily injury,
but a settlement has not
been reached?
Adjuster Andy is trying to $178,000
determine a final
settlement amount for
Stacy's claim. Stacy's
house was destroyed in a
house fire and it will cost
$185,000 to rebuild it.
Stacy's homeowner policy
has a limit of $178,000 and
$1800 deductible.
Typically, how much
would adjuster Andy
calculate Stacy's final
settlement amount to be
Stephanie is in the process Investigation
of addressing George's
auto claim. Currently she
is interviewing Shana, who
witnessed George's
accident and stopped to
help. In what stage of the
claim process is Stephanie
currently working?
If a claimant has a history It is important to investigate for fraud
of similar claims, that
could mean:
If an insurer is unwilling to Negotiate a settlement
pay what the claimant is
asking, the adjuster must:
Questions and CORRECT Answers| (2025 update)
| grade A+ Florida Certified Adjuster Pre-
Licensing
Save
Terms in this set (182)
Jane has $150,000 $4,500
homeowners policy with a
3% percentage
deductible. One night, In
oven fire destroys her
kitchen, causing $50,000
in damage. How much of
the damage falls under
Janes responsibility?
,Xavier owns a small A re-insurer
insurance company.
Recently the company
want to bid to ensure a
new housing development
in Omaha, Nebraska. His
company can handle any
claims that arise, but if a
series of tornadoes were
to tear through the area
and destroy the entire
development, Xavier's
company would suffer
financially. Which type of
insure could help Xavier's
company protect itself the
most from this potential
loss?
Which of the following Loss of money invested in the stock market
situations does NOT
involve an instance of
"pure risk?"
Which of the following is A football stadium
an insurable risk?
,A lightning strike causes Concealment
one of those storage
buildings on John's farm to
burn to the ground, added
by the fuel tanks he kept in
the building. John knows
he wasn't supposed to
store any fuel in the
building, so he kept that
piece of information to
himself when he files a
claim. John's ensure made
and I his claim based on
his:
Chain shed burned to the Wind
ground during a tornado,
when the Highwinds break
a wall of the shed,
knocking over a lantern
inside. What is the
proximate cause of the
loss?
Kevin plays in a brass Agreed value policy
band using two rare
antique Alexander tubas.
Since they are no longer
produced, the value of the
tubas is difficult to
determine. Which type of
policy would best
indemnify Kevin in this
event that his two boys
were damaged, lost, or
stolen?
, Which settlement option is Advance payment settlement
most often use when the
claimant misses work
because of a bodily injury,
but a settlement has not
been reached?
Adjuster Andy is trying to $178,000
determine a final
settlement amount for
Stacy's claim. Stacy's
house was destroyed in a
house fire and it will cost
$185,000 to rebuild it.
Stacy's homeowner policy
has a limit of $178,000 and
$1800 deductible.
Typically, how much
would adjuster Andy
calculate Stacy's final
settlement amount to be
Stephanie is in the process Investigation
of addressing George's
auto claim. Currently she
is interviewing Shana, who
witnessed George's
accident and stopped to
help. In what stage of the
claim process is Stephanie
currently working?
If a claimant has a history It is important to investigate for fraud
of similar claims, that
could mean:
If an insurer is unwilling to Negotiate a settlement
pay what the claimant is
asking, the adjuster must:
