UGBA 135 Final Exam | Actual Questions and Answers | 2026
Update | 100% Correct - UC Berkeley.
Correct
Incorrect
UGBA 135 Final Exam
192 Correct terms
Questions and answers
basis.
yes
, An idea True
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2 of 192
Term
What are the best days to buy or lease a car?
Give this one a try later!
Towards the end of the month,
Beginning of the month, when
after the holidays is the best
incentives are highest
time of year
Early spring, when new models are
Mid-year, during summer sales events
released
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3 of 192
Term
What is dollar cost averaging?
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, investing a set amount of money
investing in various stocks at random
in shares of a stock on a regular
intervals
time schedule
selling shares of a stock when prices buying stocks based on market
rise trends
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4 of 192
Term
Part D?
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the difference between current market value and what is owed on the mortgages
and other debts; equity represents the value of what you would receive if the
property were sold and all debts against the property were repaid
Part D of medicare is optional and means tested. It is a prescription drug
plan currently provided only by private insurance companies and financed
25% by monthly premiums from the insured and 75% by taxes.
B & D are means tested which means your income must be low enough to
quslify for the program
, Title insurance protects property buyers and mortgage lenders against defects or
problems with a title when there is a transfer of property ownership. If a title
dispute arises during a sale, the title insurance company may be responsible for
paying specified legal damages, depending on the policy
Part A medicare is free to seniors who apply and is financed by a 2.9%payroll tax on
all earned income paid by all workers with no salary cap. In effect, 1.45% is paid by
the worker and 1.45% is paid by the employee
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5 of 192
Term
At what age are benefits available for social security and medicare?
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no yes
ETFs 65
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6 of 192
Term
Update | 100% Correct - UC Berkeley.
Correct
Incorrect
UGBA 135 Final Exam
192 Correct terms
Questions and answers
basis.
yes
, An idea True
Don't know?
2 of 192
Term
What are the best days to buy or lease a car?
Give this one a try later!
Towards the end of the month,
Beginning of the month, when
after the holidays is the best
incentives are highest
time of year
Early spring, when new models are
Mid-year, during summer sales events
released
Don't know?
3 of 192
Term
What is dollar cost averaging?
Give this one a try later!
, investing a set amount of money
investing in various stocks at random
in shares of a stock on a regular
intervals
time schedule
selling shares of a stock when prices buying stocks based on market
rise trends
Don't know?
4 of 192
Term
Part D?
Give this one a try later!
the difference between current market value and what is owed on the mortgages
and other debts; equity represents the value of what you would receive if the
property were sold and all debts against the property were repaid
Part D of medicare is optional and means tested. It is a prescription drug
plan currently provided only by private insurance companies and financed
25% by monthly premiums from the insured and 75% by taxes.
B & D are means tested which means your income must be low enough to
quslify for the program
, Title insurance protects property buyers and mortgage lenders against defects or
problems with a title when there is a transfer of property ownership. If a title
dispute arises during a sale, the title insurance company may be responsible for
paying specified legal damages, depending on the policy
Part A medicare is free to seniors who apply and is financed by a 2.9%payroll tax on
all earned income paid by all workers with no salary cap. In effect, 1.45% is paid by
the worker and 1.45% is paid by the employee
Don't know?
5 of 192
Term
At what age are benefits available for social security and medicare?
Give this one a try later!
no yes
ETFs 65
Don't know?
6 of 192
Term
