Mr. Shapiro gets by on a very small amount of fixed income. He has heard there may
be extra help paying for Part D prescription drugs for Medicare beneficiaries with
limited income. He wants to know whether he might qualify. What should you tell him?
Give this one a try later!
The extra help is available to beneficiaries whose income and assets do not
exceed annual limits specified by the government.
Mr. Carlini has heard that Medicare prescription drug plans are only offered through
private companies under a program known as Medicare Advantage (MA), not by the
government. He likes Original Medicare and does not want to sign up for an MA
product, but he also wants prescription drug coverage. What should you tell him?
Give this one a try later!
, Mr. Carlini can stay with Original Medicare and also enroll in a Medicare
prescription drug plan through a private company that has contracted with
the government to provide only such drug coverage to eligible Medicare
beneficiaries.
Mr. Bickford did not quite qualify for the extra help low-income subsidy under the
Medicare Part D Prescription Drug program and he is wondering if there is any other
option he has for obtaining help with his considerable drug costs. What should you
tell him?
Give this one a try later!
He could check with the manufacturers of his medications to see if they
offer an assistance program to help people with limited means to obtain
the medications they need. Alternatively, he could check to see whether his
state has a pharmacy assistance program to help him with his expenses.
Mr. Hutchinson has drug coverage through his former employer's retiree plan. He is
concerned about the Part D premium penalty if he does not enroll in a Medicare
prescription drug plan, but does not want to purchase extra coverage that he will not
need. What should you tell him?
Give this one a try later!
If the drug coverage he has is not expected to pay, on average, at least as
much as Medicare's standard Part D coverage expects to pay, then he will
need to enroll in Medicare Part D during his initial eligibility period to avoid
the late enrollment penalty.
be extra help paying for Part D prescription drugs for Medicare beneficiaries with
limited income. He wants to know whether he might qualify. What should you tell him?
Give this one a try later!
The extra help is available to beneficiaries whose income and assets do not
exceed annual limits specified by the government.
Mr. Carlini has heard that Medicare prescription drug plans are only offered through
private companies under a program known as Medicare Advantage (MA), not by the
government. He likes Original Medicare and does not want to sign up for an MA
product, but he also wants prescription drug coverage. What should you tell him?
Give this one a try later!
, Mr. Carlini can stay with Original Medicare and also enroll in a Medicare
prescription drug plan through a private company that has contracted with
the government to provide only such drug coverage to eligible Medicare
beneficiaries.
Mr. Bickford did not quite qualify for the extra help low-income subsidy under the
Medicare Part D Prescription Drug program and he is wondering if there is any other
option he has for obtaining help with his considerable drug costs. What should you
tell him?
Give this one a try later!
He could check with the manufacturers of his medications to see if they
offer an assistance program to help people with limited means to obtain
the medications they need. Alternatively, he could check to see whether his
state has a pharmacy assistance program to help him with his expenses.
Mr. Hutchinson has drug coverage through his former employer's retiree plan. He is
concerned about the Part D premium penalty if he does not enroll in a Medicare
prescription drug plan, but does not want to purchase extra coverage that he will not
need. What should you tell him?
Give this one a try later!
If the drug coverage he has is not expected to pay, on average, at least as
much as Medicare's standard Part D coverage expects to pay, then he will
need to enroll in Medicare Part D during his initial eligibility period to avoid
the late enrollment penalty.
