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State Farm Auto Adjuster Certification 2026/2027 A+ Grade Questions and Answers Complete Study Guide

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This document contains a structured set of questions and answers for the State Farm Auto Adjuster Certification for the 2026/2027 period. It covers key topics such as auto insurance claims handling, vehicle damage assessment, liability determination, policy interpretation, and claims investigation procedures.

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Institution
State Farm Auto Adjuster Certification
Course
State Farm Auto Adjuster Certification

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State Farm Auto Adjuster Certification questions
and answers 2026\2027 A+ Grade

ACV
- correct answer actual cash value



After Market Parts
- correct answer Parts produced by a 3rd party for use on automobiles.



Betterment
- correct answer An improvement made to and automobile that increases its value, rather than a repair
that simply maintains its current value



BL
- correct answer Blend



Blend
- correct answer This operation is equal to half the RF time on a panel. Blend would be necessary if an
adjacent panel required some paint so the color would match. If damage is within 18" of an adjacent
panel then blend. Allow 36" if it is a metallic or gold paint, because the paints are hard to match.



Bridge
- correct answer Bridging occurs between 2 surfaces painted at the same time. A good example would
be seen between a molding and the panel Eventually the bridge will crack between the two and the
integrity of the paint will deteriorate. Bridging is most often related to R&I. If a shoes does not strip a
panel naked then bridging will most likely occur.



CEG
- correct answer Collision Estimating Guide

, Collision Estimating Guide
- correct answer A reference for how much time the average mechanic or painter will require
performing a specific task.



Clean and Retape
- correct answer When an adhesive molding, nameplate, or emblem is removed and reinstalled. The
painter must clean the glue off and apply a new coat.



Clear Coat
- correct answer is used to seal in the color pigment on a panel. Most vehicles have two stage paint
which is first coat color, second coat clear.



Corrosion Protection
- correct answer This material is applied to the underside of a panel to prevent corrosion. This
protection needs to be considered when when estimating damage repair.



Deductible
- correct answer An amount, stated on the policy , for which the policy holder is responsible. Deductibles
are assessed on a per incident basis.



Depreciation
- correct answer The decrease in the market value of a vehicle over time. The amount of yearly
depreciation is affected by variables including car condition, resale market supply and demand, and
reputation of the manufacturer and or model.



DOL
- correct answer Date of Loss



Date of Loss
- correct answer The date when the damage occurred.



EFS
- correct answer Estimator Fact Sheet

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Institution
State Farm Auto Adjuster Certification
Course
State Farm Auto Adjuster Certification

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Uploaded on
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Written in
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Questions & answers

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