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1. What is the primary purpose of a Qualified Medical Evaluator (QME)?
A. Represent injured workers in court
B. Provide independent medical evaluations in workers' compensation cases
C. Determine insurance premiums
D. Approve medical licenses
Answer: B. Provide independent medical evaluations in workers' compensation
cases
Rationale: QMEs provide impartial medical evaluations to resolve workers'
compensation disputes.
2. Which state administers the QME program?
A. Nevada
B. Oregon
C. California
D. Arizona
Answer: C. California
Rationale: The QME system is part of California's workers' compensation program.
3. What is the primary role of a QME report?
A. Determine criminal liability
B. Resolve disputed medical issues
,C. Approve insurance coverage
D. Set attorney fees
Answer: B. Resolve disputed medical issues
Rationale: QME reports help resolve medical disputes in workers' compensation
claims.
4. What is an injured worker entitled to receive after a QME evaluation?
A. Copy of the medical report
B. New employment contract
C. Court judgment
D. Medical license
Answer: A. Copy of the medical report
Rationale: Parties generally receive copies of the completed report.
5. What is impairment?
A. Reduction in bodily function
B. Loss of employment
C. Insurance denial
D. Legal liability
Answer: A. Reduction in bodily function
Rationale: Impairment refers to loss or abnormality of body structure or function.
6. What does AMA stand for in impairment evaluation?
A. American Medical Association
B. American Management Agency
C. Association of Medical Assessors
D. American Medicine Authority
Answer: A. American Medical Association
, Rationale: The AMA Guides are commonly used in impairment assessment.
7. What is permanent disability based partly upon?
A. Medical impairment
B. Marital status
C. Home ownership
D. Insurance premiums
Answer: A. Medical impairment
Rationale: Impairment is a key component in determining disability.
8. What is temporary disability?
A. Permanent loss of function
B. Short-term inability to work while recovering
C. Retirement status
D. Job termination
Answer: B. Short-term inability to work while recovering
Rationale: Temporary disability exists during the healing period.
9. What is Maximum Medical Improvement (MMI)?
A. Point at which a condition is unlikely to improve substantially
B. Date of injury
C. First medical visit
D. Final court hearing
Answer: A. Point at which a condition is unlikely to improve substantially
Rationale: MMI indicates a stable medical condition.
10. What is another term commonly used for MMI?