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TEXAS GENERAL LINES LIFE, ACCIDENT AND
HEALTH INSURANCE 2 LATEST VERSIONS ACTUAL
EXAM COMPLETE QUESTIONS AND CORRECT
DETAILED ANSWERS (100%VERIFIED ANSWERS)
|ALREADY GRADED A+|BRAND NEW!!
12) If a person wants to invest a lump sum in an annuity
that may appreciate along with market and economic
conditions, they should buy a:
A- Flexible premium Annuity
B- Fixed Annuity
C- Deferred Annuity
D- Variable Annuity - ANSWER-D- Variable Annuity
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2) Jesse Vega is involved in a two-car accident in which
he is disabled and Mr. Vega's passenger and the other
driver are injured. Which of the following would most likely
be covered by his Disability Income policy?
A- His lost income
B- The disability of the other driver
C- His medical expenses
D- The dismemberment of an arm of the passenger -
ANSWER-A- His lost income
3) The right of an employee to exchange his Group
insurance for an Individual policy within 31 days from
termination of employment is provided by the:
A- Reinstatement provision
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B- Conversion provision
C- Insurability provision
D- Renewability provision - ANSWER-B- Conversion
provision
4) Which of the following is true about the Health
Insurance Portability and Accountability Act (HIPAA):
A- Probationary periods relating to preexisting conditions
are prohibited
B- It applies to all types of Health insurance
C- Pregnancy may not be considered to be a pre-existing
condition
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D- It enables terminated employees to continue their
group coverage - ANSWER-C- Pregnancy may not be
considered to be a pre-existing condition
5) When comparing PPOs (Preferred Provider
Organizations) to HMOs (Health Maintenance
Organizations), the main difference between them is:
A- HMOs stress preventative care
B- HMOs provide broader choice of doctors
C- PPOs have federal subsidies
D- HMOs have higher deductibles - ANSWER-A- HMOs
stress preventative care
TEXAS GENERAL LINES LIFE, ACCIDENT AND
HEALTH INSURANCE 2 LATEST VERSIONS ACTUAL
EXAM COMPLETE QUESTIONS AND CORRECT
DETAILED ANSWERS (100%VERIFIED ANSWERS)
|ALREADY GRADED A+|BRAND NEW!!
12) If a person wants to invest a lump sum in an annuity
that may appreciate along with market and economic
conditions, they should buy a:
A- Flexible premium Annuity
B- Fixed Annuity
C- Deferred Annuity
D- Variable Annuity - ANSWER-D- Variable Annuity
,2|Page
2) Jesse Vega is involved in a two-car accident in which
he is disabled and Mr. Vega's passenger and the other
driver are injured. Which of the following would most likely
be covered by his Disability Income policy?
A- His lost income
B- The disability of the other driver
C- His medical expenses
D- The dismemberment of an arm of the passenger -
ANSWER-A- His lost income
3) The right of an employee to exchange his Group
insurance for an Individual policy within 31 days from
termination of employment is provided by the:
A- Reinstatement provision
,3|Page
B- Conversion provision
C- Insurability provision
D- Renewability provision - ANSWER-B- Conversion
provision
4) Which of the following is true about the Health
Insurance Portability and Accountability Act (HIPAA):
A- Probationary periods relating to preexisting conditions
are prohibited
B- It applies to all types of Health insurance
C- Pregnancy may not be considered to be a pre-existing
condition
, 4|Page
D- It enables terminated employees to continue their
group coverage - ANSWER-C- Pregnancy may not be
considered to be a pre-existing condition
5) When comparing PPOs (Preferred Provider
Organizations) to HMOs (Health Maintenance
Organizations), the main difference between them is:
A- HMOs stress preventative care
B- HMOs provide broader choice of doctors
C- PPOs have federal subsidies
D- HMOs have higher deductibles - ANSWER-A- HMOs
stress preventative care
