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State Farm Auto Discounts Questions and
Answers (100% Correct Answers) Already
Graded A+
Good Driving Discount (GDD) Ans: No moving violations or at fault
accidents within 3 years. (Excludes nonmoving violations like seatbelt
ticket, parking ticket)
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Good Student Discount (GSD) Ans: Under the age of 25 and above 3.0
while full time student or taking 12+ credits per semester.
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Steer Clear Discount (SCD) Ans: Under age of 25 and has no moving
violation tickets or at fault accidents in last 3 years.
Accident Free Discount (AFD 3, 6, 10 year) Ans: No prior accidents under
prior State Farm policy and no tickets or accidents for 3, 6, or 10 years
while policy was enforced. Will most likely have to contact Auto
Underwriting to get info.
No Dependent Discount (NDD) Ans: Has no dependent, does not file as
having a dependent on taxes.
(Not married or kids)
Low Income Discount (LINC) Ans: Earns less than $500 month on
average of earned income.
(Retirement, unemployment, college stipend, internship doesn't count as
earned income)