Medicare Questions and Answers | Latest Version | 2025/2026 | Correct & Verified

Medicare Questions and Answers | Latest Version | 2025/2026 | Correct & Verified What is Medicare? A federal health insurance program for eligible individuals Who is the main group covered by Medicare? People aged 65 and older Who else can qualify for Medicare besides seniors? People with certain disabilities What does Medicare Part A cover? Hospital inpatient care What does Medicare Part B mainly pay for? Doctor visits and outpatient services What is Medicare Part C also known as? Medicare Advantage What does Medicare Part D provide? 2 Prescription drug coverage When does most people become eligible for Medicare? At age 65 What is the initial enrollment period? The first time someone can sign up for Medicare Why is it important to enroll on time? To avoid late enrollment penalties What is a Medicare premium? The amount paid monthly for coverage What is a deductible in Medicare? The amount paid before coverage starts What does coinsurance mean? The share of costs the patient pays What is a copayment? A fixed amount paid for a service 3 What is Original Medicare? Part A and Part B together What is Medigap? Supplemental insurance that helps pay Medicare costs Why do people buy Medigap plans? To cover out-of-pocket expenses Can Medicare cover nursing home care? Only for short-term skilled care What type of care does Part A not cover? Long-term custodial care What does Part B not usually cover? Routine dental care What is the purpose of Medicare Advantage plans? To provide an alternative way to receive Medicare benefits 4 Can Medicare Advantage plans include drug coverage? Yes, many include Part D What is a provider network? A group of doctors and hospitals that accept a plan Why is it important to check if a doctor accepts Medicare? To ensure coverage and avoid extra costs What is preventive care under Medicare? Services to detect illness early Does Medicare cover flu shots? Yes, as preventive care What is an annual wellness visit? A yearly check-up covered by Medicare What happens if someone delays Part