Vermont Adjuster's Examination
for Workers Compensation
Insurance Series 14-34 2026
Exam All Answers and
Illustrations Given
An employee in Vermont has contracted a disease as a result of
employment. A claim must be brought for workers compensation benefits
within: - 🧠 ANSWER ✔✔Two years of the discovery of the disease
,In Vermont, the employer/insurer has how many days from receiving notice
of a claim to determine whether
any compensation is due an injured employee? - 🧠 ANSWER ✔✔21 Days
Which of the following workers are covered by the FELA Act of 1908? - 🧠
ANSWER ✔✔Railroad employees
To be covered under a standard workers compensation policy, the last
exposure to the conditions causing bodily injury by disease must occur: - 🧠
ANSWER ✔✔Within the policy period
A workers compensation claim may be denied for all of the following
except? - 🧠 ANSWER ✔✔Injured while being trained for a hazardous job
Under Vermont's workers compensation laws, which of the following
injuries would not qualify for permanent total disability benefits? - 🧠
ANSWER ✔✔A severely broken arm that can heal.
Dependent children of a worker killed on the job will receive income
benefits: - 🧠 ANSWER ✔✔Until age 18 or longer if still in an accredited
school
,The premium charged for a standard workers compensation policy is based
primarily on a company's: - 🧠 ANSWER ✔✔Payroll
An employee suffered a severe injury while operating a piece of machinery
known to be in need of repair. Unfamiliar with the workers compensation
law, the spouse sued the employer, claiming loss of consortium. What
coverage if any in a standard workers compensation policy would respond
to this lawsuit? - 🧠 ANSWER ✔✔Employers liability coverage
A person who willfully makes a false statement or representation for the
purpose of obtaining any workers compensation benefit or payment either
for her or himself or another shall be assessed a penalty of: - 🧠 ANSWER
✔✔$1,000
All states' workers compensation laws provide which benefits in the case of
worker injury? - 🧠 ANSWER ✔✔Medical expenses without limits
Disability/loss of wages
An insurance carrier who does not intend to renew a policy of workers
compensation insurance covering the liability of an employer in Vermont
must notify the commissioner and the employer at least how long prior to
the expiration of such policy? - 🧠 ANSWER ✔✔45 days
COPYRIGHT©PROFFKERRYMARTIN 2025/2026. YEAR PUBLISHED 2026. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE.
PRIVACY STATEMENT. ALL RIGHTS RESERVED
, Which of the following statements about workers compensation laws is
correct?
A: The scope of coverage is identical in all states
B: Every state provides "extraterritorial" coverage for residents working in
another state
C: Limited benefits are provided for non-economic damages such as pain
and suffering
D: The benefits provided under the law are typically the exclusive remedy
for injured employees - 🧠 ANSWER ✔✔D: The benefits provided under the
law are typically the exclusive remedy for injured employees
An employer who fails to provide workers compensation insurance shall be
assessed a penalty of how much per day for every day that the employer
neglected to insure workers compensation liability prior to receiving notice
from the commissioner, but not to exceed how much? - 🧠 ANSWER ✔✔$50
/ $5,000
When do benefits under Vermont's workers compensation law begin for a
temporary partial disability? - 🧠 ANSWER ✔✔Benefits begin after the third
day
for Workers Compensation
Insurance Series 14-34 2026
Exam All Answers and
Illustrations Given
An employee in Vermont has contracted a disease as a result of
employment. A claim must be brought for workers compensation benefits
within: - 🧠 ANSWER ✔✔Two years of the discovery of the disease
,In Vermont, the employer/insurer has how many days from receiving notice
of a claim to determine whether
any compensation is due an injured employee? - 🧠 ANSWER ✔✔21 Days
Which of the following workers are covered by the FELA Act of 1908? - 🧠
ANSWER ✔✔Railroad employees
To be covered under a standard workers compensation policy, the last
exposure to the conditions causing bodily injury by disease must occur: - 🧠
ANSWER ✔✔Within the policy period
A workers compensation claim may be denied for all of the following
except? - 🧠 ANSWER ✔✔Injured while being trained for a hazardous job
Under Vermont's workers compensation laws, which of the following
injuries would not qualify for permanent total disability benefits? - 🧠
ANSWER ✔✔A severely broken arm that can heal.
Dependent children of a worker killed on the job will receive income
benefits: - 🧠 ANSWER ✔✔Until age 18 or longer if still in an accredited
school
,The premium charged for a standard workers compensation policy is based
primarily on a company's: - 🧠 ANSWER ✔✔Payroll
An employee suffered a severe injury while operating a piece of machinery
known to be in need of repair. Unfamiliar with the workers compensation
law, the spouse sued the employer, claiming loss of consortium. What
coverage if any in a standard workers compensation policy would respond
to this lawsuit? - 🧠 ANSWER ✔✔Employers liability coverage
A person who willfully makes a false statement or representation for the
purpose of obtaining any workers compensation benefit or payment either
for her or himself or another shall be assessed a penalty of: - 🧠 ANSWER
✔✔$1,000
All states' workers compensation laws provide which benefits in the case of
worker injury? - 🧠 ANSWER ✔✔Medical expenses without limits
Disability/loss of wages
An insurance carrier who does not intend to renew a policy of workers
compensation insurance covering the liability of an employer in Vermont
must notify the commissioner and the employer at least how long prior to
the expiration of such policy? - 🧠 ANSWER ✔✔45 days
COPYRIGHT©PROFFKERRYMARTIN 2025/2026. YEAR PUBLISHED 2026. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE.
PRIVACY STATEMENT. ALL RIGHTS RESERVED
, Which of the following statements about workers compensation laws is
correct?
A: The scope of coverage is identical in all states
B: Every state provides "extraterritorial" coverage for residents working in
another state
C: Limited benefits are provided for non-economic damages such as pain
and suffering
D: The benefits provided under the law are typically the exclusive remedy
for injured employees - 🧠 ANSWER ✔✔D: The benefits provided under the
law are typically the exclusive remedy for injured employees
An employer who fails to provide workers compensation insurance shall be
assessed a penalty of how much per day for every day that the employer
neglected to insure workers compensation liability prior to receiving notice
from the commissioner, but not to exceed how much? - 🧠 ANSWER ✔✔$50
/ $5,000
When do benefits under Vermont's workers compensation law begin for a
temporary partial disability? - 🧠 ANSWER ✔✔Benefits begin after the third
day
