Study Guide BPOC Exam 2 || with Error-free Answers.
Which of the following is true about identity crime? (12)
a.It is mostly limited to the Internet.
b.It frequently begins with a seemingly unrelated crime.
c.It is not related to violent crime or terrorism.
d.It has become a major cause of insurance rate increases. correct answers It frequently begins
with a seemingly unrelated crime.
Which of the following is one of the three major credit-reporting agencies? (12)
a.Sentinel
b.Phone Busters
c.Trans Corp
d.Equifax correct answers equifax
A __________ is a notice placed on a consumer file that alerts a recipient of the report that the
consumer's identity may have been used without the consumer's consent to fraudulently obtain
goods and services in the consumer's name. (12) correct answers security alert
Law enforcement agencies should be __________ in their approach of educating the public
about identity theft. (12) correct answers proactive
The central collection point for the Identity Theft Data Clearinghouse is maintained by what
agency? (12) correct answers FTC (Federal Trade Commission)
Identity Crime is the theft or misuse of personal or financial identifiers in order to gain
__________. (12) correct answers Something of value and/or facilitate other criminal activity
,According to the FTC, Texas was __________ in the nation in the instances of identity fraud
reported. (12) correct answers fifth
A __________ means a notice placed on a consumer file that prohibits a consumer-reporting
agency from releasing a consumer report relating to the extension of credit involving the
consumer file without the express authorization of the consumer. (12) correct answers Security
Freeze
Which of the following would be easy for a criminal to find online or in a store? (12) correct
answers A book explaining how to falsify documents
The assumption of another person's identity for the use in fraudulent transactions that result in a
loss to the victim resulting in the acquisition of something of value by the offender is
__________. (12) correct answers Identity Theft
A victim of identity theft should __________. (12) correct answers notify their bank or financial
institution
The federal statute dealing with identity theft is a part of which federal act? (12) correct answers
Identity theft and assumption deterrence act
The __________ is responsible for the storage and expunction of criminal records. (12) correct
answers Department of Public Safety
As a guideline to personal protection against identity theft, it is recommended that a person
should __________. (12)
Select one:
a.include their driver's license number on their personal checks
b.give out personal information over the phone
c.only shred previous years' bank and ATM records
,d.check credit histories and bank records frequently correct answers check credit histories and
bank records frequently
The FTC provides law enforcement with an identity theft investigative cyber-tool called
__________. (12) correct answers Consumer Sentinel
An officer should notify the __________ if an individual is taken into custody for committing a
financial crime involving the U.S. mail. (12) correct answers U.S. Postal Service
Credit bureaus require a __________ in order to block fraudulent information and to begin
repairing victim's credit reports. (12) correct answers Police Report
Which of the following is an example of business record theft? (12)
a.Taking patient files from a hospital
b.Obtaining credit information by posing as a landlord
c.Filling out a false change of address form
d.Stealing a bank statement from someone's mailbox correct answers Taking patient files from a
hospital
Which of the following is a financial identifier? (12)
Select one:
a.Billing address
b.Social Security number
c.Passport number
d.PIN (Personal Identification Number) correct answers PIN
Which of the following is an issue to consider during pre-seizure planning? (11)
a.Who is the property owner?
, b.Is the property leased or owned?
c.Is a bank account collateral for a loan?
d.All of the above should be considered. correct answers All of the above should be considered.
The innocent owner defense to forfeiture addresses an owner who acquired interest __________
forfeiture. (11) correct answers before
__________ means the restraint of property by a peace officer under Article 59.03(a) or (b) of
this code, whether the officer restrains the property by physical force or by a display of the
officer's authority, and includes the collection of property or the act of taking possession of
property. (11) correct answers Seizure
If a person who is convicted of a crime then engages in the sale of tangible property the value of
which is increased by the notoriety gained by that conviction, those proceeds are __________.
(11) correct answers eligible for seizure
__________ means the bona fide holder of a perfected lien or a perfected security interest in
property. (11) correct answers Interest holder
The peace officer who seizes property must provide __________ a sworn statement containing
the schedule of property seized, acknowledgment that the officer seized the property, and
__________. (11) correct answers an attorney representing the state; a list of reasons supporting
the seizure
Which of the following is not a preference for a post-seizure affidavit? (11)
a.It must include the defendant's explanation of where the property came from.
b.It should avoid acronyms and abbreviations that are not commonly known.
c.It should be written by the seizing officer.
d.It should avoid acronyms and abbreviations that are not commonly known. correct answers It
must include the defendant's explanation of where the property came from.
Which of the following is true about identity crime? (12)
a.It is mostly limited to the Internet.
b.It frequently begins with a seemingly unrelated crime.
c.It is not related to violent crime or terrorism.
d.It has become a major cause of insurance rate increases. correct answers It frequently begins
with a seemingly unrelated crime.
Which of the following is one of the three major credit-reporting agencies? (12)
a.Sentinel
b.Phone Busters
c.Trans Corp
d.Equifax correct answers equifax
A __________ is a notice placed on a consumer file that alerts a recipient of the report that the
consumer's identity may have been used without the consumer's consent to fraudulently obtain
goods and services in the consumer's name. (12) correct answers security alert
Law enforcement agencies should be __________ in their approach of educating the public
about identity theft. (12) correct answers proactive
The central collection point for the Identity Theft Data Clearinghouse is maintained by what
agency? (12) correct answers FTC (Federal Trade Commission)
Identity Crime is the theft or misuse of personal or financial identifiers in order to gain
__________. (12) correct answers Something of value and/or facilitate other criminal activity
,According to the FTC, Texas was __________ in the nation in the instances of identity fraud
reported. (12) correct answers fifth
A __________ means a notice placed on a consumer file that prohibits a consumer-reporting
agency from releasing a consumer report relating to the extension of credit involving the
consumer file without the express authorization of the consumer. (12) correct answers Security
Freeze
Which of the following would be easy for a criminal to find online or in a store? (12) correct
answers A book explaining how to falsify documents
The assumption of another person's identity for the use in fraudulent transactions that result in a
loss to the victim resulting in the acquisition of something of value by the offender is
__________. (12) correct answers Identity Theft
A victim of identity theft should __________. (12) correct answers notify their bank or financial
institution
The federal statute dealing with identity theft is a part of which federal act? (12) correct answers
Identity theft and assumption deterrence act
The __________ is responsible for the storage and expunction of criminal records. (12) correct
answers Department of Public Safety
As a guideline to personal protection against identity theft, it is recommended that a person
should __________. (12)
Select one:
a.include their driver's license number on their personal checks
b.give out personal information over the phone
c.only shred previous years' bank and ATM records
,d.check credit histories and bank records frequently correct answers check credit histories and
bank records frequently
The FTC provides law enforcement with an identity theft investigative cyber-tool called
__________. (12) correct answers Consumer Sentinel
An officer should notify the __________ if an individual is taken into custody for committing a
financial crime involving the U.S. mail. (12) correct answers U.S. Postal Service
Credit bureaus require a __________ in order to block fraudulent information and to begin
repairing victim's credit reports. (12) correct answers Police Report
Which of the following is an example of business record theft? (12)
a.Taking patient files from a hospital
b.Obtaining credit information by posing as a landlord
c.Filling out a false change of address form
d.Stealing a bank statement from someone's mailbox correct answers Taking patient files from a
hospital
Which of the following is a financial identifier? (12)
Select one:
a.Billing address
b.Social Security number
c.Passport number
d.PIN (Personal Identification Number) correct answers PIN
Which of the following is an issue to consider during pre-seizure planning? (11)
a.Who is the property owner?
, b.Is the property leased or owned?
c.Is a bank account collateral for a loan?
d.All of the above should be considered. correct answers All of the above should be considered.
The innocent owner defense to forfeiture addresses an owner who acquired interest __________
forfeiture. (11) correct answers before
__________ means the restraint of property by a peace officer under Article 59.03(a) or (b) of
this code, whether the officer restrains the property by physical force or by a display of the
officer's authority, and includes the collection of property or the act of taking possession of
property. (11) correct answers Seizure
If a person who is convicted of a crime then engages in the sale of tangible property the value of
which is increased by the notoriety gained by that conviction, those proceeds are __________.
(11) correct answers eligible for seizure
__________ means the bona fide holder of a perfected lien or a perfected security interest in
property. (11) correct answers Interest holder
The peace officer who seizes property must provide __________ a sworn statement containing
the schedule of property seized, acknowledgment that the officer seized the property, and
__________. (11) correct answers an attorney representing the state; a list of reasons supporting
the seizure
Which of the following is not a preference for a post-seizure affidavit? (11)
a.It must include the defendant's explanation of where the property came from.
b.It should avoid acronyms and abbreviations that are not commonly known.
c.It should be written by the seizing officer.
d.It should avoid acronyms and abbreviations that are not commonly known. correct answers It
must include the defendant's explanation of where the property came from.
