AIC 301 EXAM AND
PRACTICE EXAM NEWEST
2025 ACTUAL EXAM
COMPLETE 300
QUESTIONS AND
CORRECT DETAILED
ANSWERS (VERIFIED
ANSWERS) |ALREADY
GRADED A+
, Which one of the following can be applied over time to refine a model to better predict results? -
ANSWER -Machine Learning
Because a full or partial denial of a claim may result in a bad-faith lawsuit, a claims representative
should - ANSWER -Carefully document their reasoning for denial.
Cristobal is negotiating a settlement with a claimant attorney in a workers compensation claim. The
attorney has requested 200 weeks of benefits, which was more than Cristobal was hoping to pay.
Cristobal countered with an offer to pay the 200 weeks if the worker would sign an agreement to
resign his position and to never reopen the claim. Cristobal's negotiation strategy is an example of -
ANSWER -Making concessions cautiously.
Leila is conducting a claims investigation and is taking a recorded statement from the claimant. She
wants a simple yes-or-no answer to prevent the interviewee from explaining the answer further. She
asks, "You experienced back pain immediately when you lifted the box, didn't you?" Leila has asked
a(n) - ANSWER -Leading question
Ida was named in a bad-faith lawsuit as the claims representative who handled the file. The court
dismissed the suit, however, because the statute of limitations had expired. This means that -
ANSWER -Too much time had expired after the claim concluded.
Olivia is careful to keep proper claim status notes when she handles a claim. For example, she makes
sure to only include neutral, objective comments about the parties involved. This is because claim
notes - ANSWER -Are potentially discoverable in a trial
If the decision on a claim settlement is negative, as in a denial, good-faith claims handling requires
the claims rep to - ANSWER -Explain the rationale behind the decision to the claimaint.
PRACTICE EXAM NEWEST
2025 ACTUAL EXAM
COMPLETE 300
QUESTIONS AND
CORRECT DETAILED
ANSWERS (VERIFIED
ANSWERS) |ALREADY
GRADED A+
, Which one of the following can be applied over time to refine a model to better predict results? -
ANSWER -Machine Learning
Because a full or partial denial of a claim may result in a bad-faith lawsuit, a claims representative
should - ANSWER -Carefully document their reasoning for denial.
Cristobal is negotiating a settlement with a claimant attorney in a workers compensation claim. The
attorney has requested 200 weeks of benefits, which was more than Cristobal was hoping to pay.
Cristobal countered with an offer to pay the 200 weeks if the worker would sign an agreement to
resign his position and to never reopen the claim. Cristobal's negotiation strategy is an example of -
ANSWER -Making concessions cautiously.
Leila is conducting a claims investigation and is taking a recorded statement from the claimant. She
wants a simple yes-or-no answer to prevent the interviewee from explaining the answer further. She
asks, "You experienced back pain immediately when you lifted the box, didn't you?" Leila has asked
a(n) - ANSWER -Leading question
Ida was named in a bad-faith lawsuit as the claims representative who handled the file. The court
dismissed the suit, however, because the statute of limitations had expired. This means that -
ANSWER -Too much time had expired after the claim concluded.
Olivia is careful to keep proper claim status notes when she handles a claim. For example, she makes
sure to only include neutral, objective comments about the parties involved. This is because claim
notes - ANSWER -Are potentially discoverable in a trial
If the decision on a claim settlement is negative, as in a denial, good-faith claims handling requires
the claims rep to - ANSWER -Explain the rationale behind the decision to the claimaint.
