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LTC Exam ||Verified Exam!!|| Most Recent Exam Actual
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Which of the following most precisely defines the
fundamentals of self-care and the basic tasks of everyday
life? - Answer-Activities of Daily Living


What is a primary goal of long-term care? - Answer-to
maintain functionality


On what basis are benefits payable under a long-term
care insurance policy typically triggered? - Answer-c. the
inability to perform defined ADLs
That's correct! Benefits payable under a long-term care
policy are typically based on (or "triggered" by) the inability
to perform a certain number of activities of daily living
(ADLs) as specified in the policy. Another common benefit
trigger is cognitive impairment.


Long-term care occurs only in nursing facilities. - Answer-
b. False

,2|Page


That's correct! Long-term care can occur in a variety of
places, including in an individual's home, at community
sites and centers, and in care facilities.


Which of the following is not an example of home or
community-based long-term care? - Answer-b. CCRCs
That's correct! Continuing care retirement communities, or
CCRCs, are large, campus-like facilities that house
residents and provide a complete range of long-term care.


Which level of care has as its chief characteristic
assistance with ADLs? - Answer-a. custodial
That's correct! Custodial care, the primary characteristic of
which is to provide assistance with the activities of daily
living, helps meet personal rather than medical needs.


All of the following are examples of formal caregiving
EXCEPT: - Answer-d. daily transportation to a senior
center provided by a neighbor
That's correct! Formal caregiving is paid or volunteer care
provided through a service system. Informal care is
delivered by family or friends.

, 3|Page


A long-term care ombudsman represents people in a given
geographical area who live in assisted living residences or
skilled nursing facilities. - Answer-a. True
That's correct! A long-term care ombudsman, as a local
representative for those in assisted living facilities or
SNFs, can be a valuable source of information about
various local facilities for those seeking housing for the
elderly.


Which of the following only covers inpatient hospital care
and hospice? - Answer-. Medicare Part A
That's correct! Part A helps pay for inpatient care in a
hospital or skilled nursing facility (following a hospital
stay), some home health care, and hospice care.


Which of the following is a correct statement about
Medicare - Answer-Medicare does not cover long-term
care.
That's correct! Medicare helps with the cost of health care,
but it does not cover all medical expenses or the cost of
long-term care.

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