Life, Accident & Health Insurance State Exam OH ✦ Practice Questions, Verified Answers & Study GuidePage
_ Ohio
1 Licensing Prep 2026-04-01
Life, Accident & Health
Insurance State Exam OH
✦ Practice Questions,
Verified Answers & Study
Guide | Ohio Licensing
Prep
1 of 38 Guidehttps://www.stuvia.com/dashboard!@_)#*)(@$)($@*($@)($@*_
Life, Accident & Health 1Insurance State Exam OH ✦ Practice Questions, Verified Answers & Study Guide _ Ohio Licensing Prep.pdf
,life, accident and health insurance state exam- OH Page 2 2026-04-01
Terms in this set (186)
A person who is a nonsmoker, of average weight preferred
and in excellent health would most likely be in
which risk classification?
Preferred risk policies with reduced premiums are better than average mortality
issued by insurance companies bc the insured has
The waiver of premium does NOT include which Al future premiums are waived if the insured recovers from the disability
provision?
An advertisement for an insurance product may the insurer's name
contain
A medicare supplement plan can be canceled by for nonpayment of premiums
the insurer
2 of 38 2 life, accident and health insurance state exam- OH.pdf
,life, accident and health insurance state exam- OH Page 3 2026-04-01
The principle of insurable interest, in regards to a Insurable interest can be based on the love and affection of individuals
life insurance contract, is accurately described in related by blood or law
which statement?
Craig submits a %500 claim for medical expenses. unpaid premium
With a past due premium of $100, the insurer pays
$400. which of the uniform optional provisions
covers this situation?
An example of a health insuring corporation (HIC) neurologist
specialty care provider is
an insurance company needs to obtain personal fair credit reporting act
info from a 3rd part concerning an applicant. which
law do all insurers and their producers need to
comply with?
3 of 38 3 life, accident and health insurance state exam- OH.pdf
, life, accident and health insurance state exam- OH Page 4 2026-04-01
time is covered under a group plan and would like conversion
to changed his coverage to an individual policy w
the same insurer bc of employment termination.
which of these describes the change that will take
place?
an agents appt has been terminated by insurer. the 30
insurer must then notify the superintendent within
how many days of the termination?
the suicide clause of a life insurance policy states minus indebtedness and without interest
that if an insured commits suicide w in a stated
period from the policy inception, the insurer will
only be liable for a return of prisms paid
which of the following is considered to be an accelerated death benefit rider
alternative to a life settlement?
if the annuitant dies before the annuity start date, the premiums paid plus interest earned will be given to the beneficiary
4 of 38 4 life, accident and health insurance state exam- OH.pdf
_ Ohio
1 Licensing Prep 2026-04-01
Life, Accident & Health
Insurance State Exam OH
✦ Practice Questions,
Verified Answers & Study
Guide | Ohio Licensing
Prep
1 of 38 Guidehttps://www.stuvia.com/dashboard!@_)#*)(@$)($@*($@)($@*_
Life, Accident & Health 1Insurance State Exam OH ✦ Practice Questions, Verified Answers & Study Guide _ Ohio Licensing Prep.pdf
,life, accident and health insurance state exam- OH Page 2 2026-04-01
Terms in this set (186)
A person who is a nonsmoker, of average weight preferred
and in excellent health would most likely be in
which risk classification?
Preferred risk policies with reduced premiums are better than average mortality
issued by insurance companies bc the insured has
The waiver of premium does NOT include which Al future premiums are waived if the insured recovers from the disability
provision?
An advertisement for an insurance product may the insurer's name
contain
A medicare supplement plan can be canceled by for nonpayment of premiums
the insurer
2 of 38 2 life, accident and health insurance state exam- OH.pdf
,life, accident and health insurance state exam- OH Page 3 2026-04-01
The principle of insurable interest, in regards to a Insurable interest can be based on the love and affection of individuals
life insurance contract, is accurately described in related by blood or law
which statement?
Craig submits a %500 claim for medical expenses. unpaid premium
With a past due premium of $100, the insurer pays
$400. which of the uniform optional provisions
covers this situation?
An example of a health insuring corporation (HIC) neurologist
specialty care provider is
an insurance company needs to obtain personal fair credit reporting act
info from a 3rd part concerning an applicant. which
law do all insurers and their producers need to
comply with?
3 of 38 3 life, accident and health insurance state exam- OH.pdf
, life, accident and health insurance state exam- OH Page 4 2026-04-01
time is covered under a group plan and would like conversion
to changed his coverage to an individual policy w
the same insurer bc of employment termination.
which of these describes the change that will take
place?
an agents appt has been terminated by insurer. the 30
insurer must then notify the superintendent within
how many days of the termination?
the suicide clause of a life insurance policy states minus indebtedness and without interest
that if an insured commits suicide w in a stated
period from the policy inception, the insurer will
only be liable for a return of prisms paid
which of the following is considered to be an accelerated death benefit rider
alternative to a life settlement?
if the annuitant dies before the annuity start date, the premiums paid plus interest earned will be given to the beneficiary
4 of 38 4 life, accident and health insurance state exam- OH.pdf
