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D391 exam questions with answers

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D391 exam questions with answers

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D391 exam questions with answers
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healthcare ecosystem - CORRECT ANSWERS ✔✔a system
|\ |\ |\ |\ |\ |\ |\



composed of elements that create a community|\ |\ |\ |\ |\ |\




healthcare system - CORRECT ANSWERS ✔✔an |\ |\ |\ |\ |\ |\



organization of individuals, institutions, and resources |\ |\ |\ |\ |\ |\



that deliver services to clients
|\ |\ |\ |\




stakeholders - CORRECT ANSWERS ✔✔a group of people |\ |\ |\ |\ |\ |\ |\ |\



with a common interest, especially in a business
|\ |\ |\ |\ |\ |\ |\




provider - CORRECT ANSWERS ✔✔a person or institution
|\ |\ |\ |\ |\ |\ |\ |\



that performs a service; for example, a healthcare worker
|\ |\ |\ |\ |\ |\ |\ |\ |\



performs health services. |\ |\




healthcare producers - CORRECT ANSWERS ✔✔diverse
|\ |\ |\ |\ |\ |\



individuals with various skills and knowledge who provide
|\ |\ |\ |\ |\ |\ |\ |\



services to patients |\ |\




product - CORRECT ANSWERS ✔✔multiple client services
|\ |\ |\ |\ |\ |\ |\



and treatment in the healthcare system
|\ |\ |\ |\ |\

,licensure - CORRECT ANSWERS ✔✔education and
|\ |\ |\ |\ |\ |\



qualifications for healthcare providers |\ |\ |\




payers - CORRECT ANSWERS ✔✔individuals or
|\ |\ |\ |\ |\ |\



organizations who cover the costs of healthcare services,|\ |\ |\ |\ |\ |\ |\ |\



either through self-pay or insurance companies
|\ |\ |\ |\ |\




purchasers - CORRECT ANSWERS ✔✔an individual or|\ |\ |\ |\ |\ |\ |\



organization that purchases healthcare coverage on |\ |\ |\ |\ |\ |\



behalf of their employees
|\ |\ |\




investors - CORRECT ANSWERS ✔✔individuals or
|\ |\ |\ |\ |\ |\



organizations who invest in healthcare services |\ |\ |\ |\ |\




National Committee for Quality Assurance (NCQA) -
|\ |\ |\ |\ |\ |\ |\



CORRECT ANSWERS ✔✔monitors payer organizations
|\ |\ |\ |\




Joint Commission on Accreditation of Healthcare
|\ |\ |\ |\ |\ |\



Organizations (JCAHO) - CORRECT ANSWERS ✔✔helps |\ |\ |\ |\ |\ |\



improve and monitor providers' quality of care
|\ |\ |\ |\ |\ |\




U.S. Department of Health and Human Services -
|\ |\ |\ |\ |\ |\ |\ |\



CORRECT ANSWERS ✔✔government organization that
|\ |\ |\ |\ |\



protects consumers from harm
|\ |\ |\

,government regulations - CORRECT ANSWERS ✔✔helps |\ |\ |\ |\ |\ |\



reduce harm to healthcare patients and employees
|\ |\ |\ |\ |\ |\




health insurance - CORRECT ANSWERS ✔✔payment for
|\ |\ |\ |\ |\ |\ |\



health services |\




fee-for-service - CORRECT ANSWERS ✔✔providers receive |\ |\ |\ |\ |\



payment for services performed
|\ |\ |\ |\




health maintenance organizations - CORRECT ANSWERS
|\ |\ |\ |\ |\ |\



✔✔a model in which providers are paid capitation
|\ |\ |\ |\ |\ |\ |\ |\



payments, restricting patients to a preferred list of
|\ |\ |\ |\ |\ |\ |\ |\



providers and controlling access to care
|\ |\ |\ |\ |\




insurance risk - CORRECT ANSWERS ✔✔an event covered
|\ |\ |\ |\ |\ |\ |\ |\



by insurance; the risk of payment is borne by the insurer,
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\



so insurance companies work hard to manage risk for
|\ |\ |\ |\ |\ |\ |\ |\ |\



both individuals and groups
|\ |\ |\




insurance expenses - CORRECT ANSWERS ✔✔payments
|\ |\ |\ |\ |\ |\



such as deductibles, premiums, and co-pays
|\ |\ |\ |\ |\




Moral hazards - CORRECT ANSWERS ✔✔situation in which
|\ |\ |\ |\ |\ |\ |\ |\



individual incurs no consequence for a decision, allowing
|\ |\ |\ |\ |\ |\ |\ |\

, for extravagant choices such as using more medical
|\ |\ |\ |\ |\ |\ |\ |\



services than are necessary
|\ |\ |\




adverse selection - CORRECT ANSWERS ✔✔in insurance
|\ |\ |\ |\ |\ |\ |\



terms, a situation in which the insured person has
|\ |\ |\ |\ |\ |\ |\ |\ |\



information that the insurer does not have, gaining
|\ |\ |\ |\ |\ |\ |\ |\



coverage at a cost below the true level of risk
|\ |\ |\ |\ |\ |\ |\ |\ |\




value-based care - CORRECT ANSWERS ✔✔provider of |\ |\ |\ |\ |\ |\ |\



service awards for quality patient care
|\ |\ |\ |\ |\




wellness and prevention - CORRECT ANSWERS ✔✔reduce
|\ |\ |\ |\ |\ |\ |\



cost and improve patient outcomes
|\ |\ |\ |\




legislation - CORRECT ANSWERS ✔✔standardizes care
|\ |\ |\ |\ |\ |\



and protects patients
|\ |\




Affordable Care Act - CORRECT ANSWERS ✔✔a law that
|\ |\ |\ |\ |\ |\ |\ |\ |\



states everyone in the United States can receive
|\ |\ |\ |\ |\ |\ |\ |\



affordable, accessible, quality care |\ |\ |\




Medicare - CORRECT ANSWERS ✔✔health insurance for
|\ |\ |\ |\ |\ |\ |\



people over age 65 and people on social security
|\ |\ |\ |\ |\ |\ |\ |\ |\



disability

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