and Comprehensive Guide to Financial
Institutions and Markets Questions with
Correct Answers
1. What is the significance of loans for banks? - ANSWER Loans are major
asset items that generate the largest flow of revenue income for banks.
2. What are contra-asset accounts in banking? - ANSWER Contra-asset
accounts are deducted from gross loans and leases, including unearned
income and allowance for loan and lease losses.
3. What are demand deposits? - ANSWER Demand deposits are non-interest-
bearing checkable deposits that can be withdrawn at any time.
4. What are NOW accounts? - ANSWER NOW accounts are interest-bearing
checkable deposits that require a notice period for withdrawals.
5. What legislation repealed the prohibition of paying interest on demand
deposits? - ANSWER The Dodd-Frank Wall Street Reform and Consumer
Protection Act of 2010 repealed the prohibition.
6. What are borrowed funds in banking? - ANSWER Borrowed funds include
Fed funds purchased, repurchase agreements, and other loans that banks use
to fund their assets.
,7. What constitutes a bank's equity capital? - ANSWER A bank's equity
capital represents its net worth, consisting mainly of preferred and common
stock, surplus, and retained earnings.
8. Actinic keratosis treatment gold standard - ANSWER small- cryotherapy
large- number 5-FU (5-flouracil aka efudex). 5-FU medication Causes skin to
ooze, crust, scab and be red
**5-flouracil/ efudex-wear sunscreen!!**
9. squamous cell cancer - ANSWER chronic red scaly rough textured lesion
w/ irregular borders
crusting or bleeding may be present
10.Squamous cell carcinoma common locations - ANSWER rims of ears, lips,
nose, face and top of hands
11.precursor lesion to squamous cell cancer - ANSWER actinic keratosis
12.squamous cell carcinoma diagnosis by? - ANSWER biopsy gold standard. if
biopsy is not an option, refer to dermatology .
13.Risk factors for skin cancer(melanoma and both non-melanoma) -
ANSWER Blistering sunburn as a child, history of sunburns, light skin,
chronic exposure to UV light (sunlight/tanning beds), moles, family hx for
skin cancer
14.Brudzinkski sign (meningeal irritation) - ANSWER Tests for meningeal
irritation
Patient supine, raise BACK of head and flex chin towards chest
,+ result if pt automatically beds both hips
--Brudzinski and back of head start with B as well as bends--
15.Kernig's sign - ANSWER Tests for meningeal irritation
patient supine. flex patients hips and knees in a right angle, then slowly
straighten/extend the legs up
+ result if when the patient complains of pain during extension of leg
16.MCV4 (meningococcal vaccine) Age 11-19 - ANSWER Give one dose of
menactra or menveo
primary dose given age 12 or younger give a booster at age 16-18
17.MCV4 (meningococcal vaccine) Age 19-21 - ANSWER Give one dose of
menactra or menveo if never had either
18.Rocky mountain spotted fever (RMSF) symptoms - ANSWER Fever
chills
N/V
myalgia
arthralgia
2-5 days later develop petechial rash on forearms, ankles, and wrists that
spreads towards trunk and becomes generalised. sometimes rash develops on
palms and soles
**RASH DEVELOPS INWARDS**
19.RMSF pneumonic (RMSF) - ANSWER R-Rash
M-Muscle aches (myalgia)
, S-Stomach aches (nausea and vomiting)
F-Fever (>102 F)
20.Rocky Mountain Spotted Fever (RMSF): Located: - ANSWER •Think
"Rocky"- North Carolina, Oklahoma, Arkansas, Tennessee, Missouri
Spring to Fall (April to September)
21.Rocky Mountain Spotted Fever (RMSF): DX - ANSWER PCR assay by
indirect immunofluorescence antibody (IFA) assay for immunoglobulin G
(IgG) for Rickettsia Rickettsii
22.Rocky Mountain Spotted Fever (RMSF): tx - ANSWER Doxycycline is
always first line for all ages
100 mg every 12 hours x 7-10 days
Can be fatal if not treated within the first 5 days
23.Erythema Migrans (early Lyme disease): Symptoms - ANSWER Usually
appears in 7-14 days after being bitten by a deer tick; range 3-30 days
Target bull's-eye Rash is hot to touch with rough texture. Expanding red rash
with central clearing • Common locations are belt line, axillary area, behind the
knees, and groin area • Positive for flu like symptoms. Lesions and rash resolve
within a few weeks with or without treatment
24.Erythema Migrans (early Lyme disease): DX - ANSWER Dx: • First step is
enzyme immunoassay (EIA) also knows as ELISA if negative no further
testing needed. If positive confirm with Western Blot test (aka indirect
immunofluorescence assay (IFA) for Borrelia Burgdorferi
Enzyme immunoassay