TEXAS ADJUSTER EXAM 2026 EXAM
PREPARATION PACK KEY POLICY COVERAGE
CLAIMS PROCESSING AND STATE
REGULATIONS WITH SAMPLE QUESTIONS
◉ Joseph ross owns a 2014 Toyota Avalon. while at the mall
shopping, someone hit his car and left a big dent on the right side of
his car. He does not know who hit his car, and there are no witnesses
to this accident. What type of insurance protection does he need to
protect him from financial loss in this situation Answer:
Comprehensive
◉ Morris has a Texas Dwelling policy on his property. His property
burns down in a fire. He claims that he has also sustained a financial
loss because he is not able to rent the property to his tenants. What
can you tell him? Answer: He has coverage for loss of fair Rental
Value
◉ Method of dispute resolution that occurs when there is a dispute
regarding whether or not something is covered under the policy
Answer: Arbitration
◉ A customer claims he tripped on a stair in John's Art Gallery and
broke his leg. The only way the customer will have a successful claim
, against John's insurance is? Answer: John must be found legally
liable for the incident
◉ Janet thompson works for universal insurance company of Texas.
She is involved in a work related accident in the supply room. She
immediately notifies her supervisor about the accident. Universal
insurance company must report the injuries within how many days
of being notified of the injury? Answer: 8 days
◉ Provisions in an insurance policy that indicates what is not
covered? Answer: Exclusions
◉ As a public administrator you want to get insurance for your
county's bridges and tunnels. What kind of policy would you look
for? Answer: Inland Marine
◉ Lewis has a Texas dwelling policy on his property in Lewisville
Texas. His tenant called him to tell him that the property was broke
into and all of his contents were stolen. Lewis files a claim for his
tenant's stolen contents. What do you tell Lewis about his claim?
Answer: The contents are covered up to 10% of the Coverage B limit
of liability.
◉ Is the size of a loss, the extent of damages Answer: Severity
PREPARATION PACK KEY POLICY COVERAGE
CLAIMS PROCESSING AND STATE
REGULATIONS WITH SAMPLE QUESTIONS
◉ Joseph ross owns a 2014 Toyota Avalon. while at the mall
shopping, someone hit his car and left a big dent on the right side of
his car. He does not know who hit his car, and there are no witnesses
to this accident. What type of insurance protection does he need to
protect him from financial loss in this situation Answer:
Comprehensive
◉ Morris has a Texas Dwelling policy on his property. His property
burns down in a fire. He claims that he has also sustained a financial
loss because he is not able to rent the property to his tenants. What
can you tell him? Answer: He has coverage for loss of fair Rental
Value
◉ Method of dispute resolution that occurs when there is a dispute
regarding whether or not something is covered under the policy
Answer: Arbitration
◉ A customer claims he tripped on a stair in John's Art Gallery and
broke his leg. The only way the customer will have a successful claim
, against John's insurance is? Answer: John must be found legally
liable for the incident
◉ Janet thompson works for universal insurance company of Texas.
She is involved in a work related accident in the supply room. She
immediately notifies her supervisor about the accident. Universal
insurance company must report the injuries within how many days
of being notified of the injury? Answer: 8 days
◉ Provisions in an insurance policy that indicates what is not
covered? Answer: Exclusions
◉ As a public administrator you want to get insurance for your
county's bridges and tunnels. What kind of policy would you look
for? Answer: Inland Marine
◉ Lewis has a Texas dwelling policy on his property in Lewisville
Texas. His tenant called him to tell him that the property was broke
into and all of his contents were stolen. Lewis files a claim for his
tenant's stolen contents. What do you tell Lewis about his claim?
Answer: The contents are covered up to 10% of the Coverage B limit
of liability.
◉ Is the size of a loss, the extent of damages Answer: Severity
