STATE FARM EXAM PREP VERIFIED EXAM QUESTIONS AND
ANSWERS - LATEST VERSION 2026/2027
1. Which of the following is eligible as a private passenger vehicle? -
ANSWER Sport Utility Vehicle
2. What part of the MVR shows any driving offenses received for a
violation such as a suspension or revocation? - ANSWER License status
3. What action should be taken if the Motor Vehicle Report displays the
message "MVR status clear"? - ANSWER Identify the license status and
expiration date and note the violations to be entered in the
quote/application
4. Where does the Customer Underwriting Index (CUI) consolidate info
from? - ANSWER The Insurance Risk score, the Loss History Report, and
the previous insurer report
5. What does a Motor Vehicle Record (MVR) provide? - ANSWER
Provides license details, moving violations, and police reported accidents
6. How many vehicles can be quoted in an integrated auto? - ANSWER 4
7. Which of the following changes would be covered by a policy change? -
ANSWER The policyholder would like to add a new vehicle along with a
new driver to the household
8. All of the following are important elements regarding auto policy
changes except: - ANSWER Changes in household drivers may affect
driver assignments
9. Mary has purchased a 2019 Toyota Camry that will replace her 2009
Honda Civic. To complete this change you will: - ANSWER Complete a
policy transaction in NECHO
10.When a policyholder calls after having an accident, which of the
following questions can an agent's office ANSWER ? - ANSWER
Questions on whether the policyholder is covered
, 11.When can an agent use Agent's Draft Authority? - ANSWER Agents can
use ADA when the total amount for any one occurrence does not exceed
the authority available under ADA, and all other requirements are met.
12.Which of the following is a service option in areas where Select Service
and Staff inspection are limited or not available? - ANSWER Photo
Estimate
13.Business owners like to spread their insurance needs across many
companies to protect themselves. (True or False) - ANSWER False
14.The Business Lines Resource (BLRC) is only used to check the status of
the policy and how much the customer owes. (True or False) - ANSWER
False
15.Who is a person you might talk to when you have questions about the
small business opportunity in your area? - ANSWER Business Lines
Consultant
16.Which screen is not on the Fire E-app? - ANSWER Coverages
17.John calls because his mortgage company is requesting proof of
insurance for a two-family home he is purchasing that he plans to rent
to tenants. What product best matches his needs? - ANSWER Rental
Dwelling
18.Which is not a coverage under Section 1 property Coverages? -
ANSWER Coverage M
19.Homeowners, Renters, Condominium Unitowners and Rental Dwelling
policies provide the following coverage at no extra cost. (True or False)
- ANSWER False
20.The Rental Dwelling application is completed in NECHO. (True or False)
- ANSWER True
21.The Location page includes the property address and questions
regarding the location of the risk. (True or False) - ANSWER False
22.The lower right corner of the NECHO Policy Status screen contains an
Other Policies indicator where all lines of State Farm Insurance carried
in the household are listed. (True or False) - ANSWER True
ANSWERS - LATEST VERSION 2026/2027
1. Which of the following is eligible as a private passenger vehicle? -
ANSWER Sport Utility Vehicle
2. What part of the MVR shows any driving offenses received for a
violation such as a suspension or revocation? - ANSWER License status
3. What action should be taken if the Motor Vehicle Report displays the
message "MVR status clear"? - ANSWER Identify the license status and
expiration date and note the violations to be entered in the
quote/application
4. Where does the Customer Underwriting Index (CUI) consolidate info
from? - ANSWER The Insurance Risk score, the Loss History Report, and
the previous insurer report
5. What does a Motor Vehicle Record (MVR) provide? - ANSWER
Provides license details, moving violations, and police reported accidents
6. How many vehicles can be quoted in an integrated auto? - ANSWER 4
7. Which of the following changes would be covered by a policy change? -
ANSWER The policyholder would like to add a new vehicle along with a
new driver to the household
8. All of the following are important elements regarding auto policy
changes except: - ANSWER Changes in household drivers may affect
driver assignments
9. Mary has purchased a 2019 Toyota Camry that will replace her 2009
Honda Civic. To complete this change you will: - ANSWER Complete a
policy transaction in NECHO
10.When a policyholder calls after having an accident, which of the
following questions can an agent's office ANSWER ? - ANSWER
Questions on whether the policyholder is covered
, 11.When can an agent use Agent's Draft Authority? - ANSWER Agents can
use ADA when the total amount for any one occurrence does not exceed
the authority available under ADA, and all other requirements are met.
12.Which of the following is a service option in areas where Select Service
and Staff inspection are limited or not available? - ANSWER Photo
Estimate
13.Business owners like to spread their insurance needs across many
companies to protect themselves. (True or False) - ANSWER False
14.The Business Lines Resource (BLRC) is only used to check the status of
the policy and how much the customer owes. (True or False) - ANSWER
False
15.Who is a person you might talk to when you have questions about the
small business opportunity in your area? - ANSWER Business Lines
Consultant
16.Which screen is not on the Fire E-app? - ANSWER Coverages
17.John calls because his mortgage company is requesting proof of
insurance for a two-family home he is purchasing that he plans to rent
to tenants. What product best matches his needs? - ANSWER Rental
Dwelling
18.Which is not a coverage under Section 1 property Coverages? -
ANSWER Coverage M
19.Homeowners, Renters, Condominium Unitowners and Rental Dwelling
policies provide the following coverage at no extra cost. (True or False)
- ANSWER False
20.The Rental Dwelling application is completed in NECHO. (True or False)
- ANSWER True
21.The Location page includes the property address and questions
regarding the location of the risk. (True or False) - ANSWER False
22.The lower right corner of the NECHO Policy Status screen contains an
Other Policies indicator where all lines of State Farm Insurance carried
in the household are listed. (True or False) - ANSWER True
