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NYS Life, accident, and health insurance Exam
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An insurance company that has qualified and received a
Certificate of Authority from the Superintendent to sell
insurance in this state is called a(n) - Answer-admitted
insurer
In New York, an agent may have his/her license revoked
for which of the following acts? - Answer-Failure to pay
state income tax
As classified by the Affordable Care Act (ACA), a Silver
Plan offers - Answer-70% actuarial level of coverage
provided
What are levels of coverage as defined by the Affordable
Care Act? - Answer-Bronze, Silver, Gold, Platinum
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Insurance agent Kelly offers a prospect a $1,000 shopping
card if an insurance policy is purchased through her. What
illegal activity is this an example of? - Answer-Rebating
Low frequency diseases can be exclusively covered by
what kind of health insurance policies? - Answer-Limited
policies
The identity of the ___ must be made clear in every health
insurance advertisement. - Answer-insurer
The open enrollment period for Medicare Supplements
begins at age - Answer-65
What type of policy would only provide coverage for
specific types of illnesses (cancer, stroke, etc)? - Answer-
Dread disease insurance
Insurance represents the process of risk - Answer-
transference
An insurer has a right to screen applicants for HIV in which
of the following ways? - Answer-Blood test for HIV
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After an insured gives notice of loss, what must he/she do
if the insurer does not furnish forms? - Answer-File written
proof of loss
When an agent is determining the suitability of an annuity
for a client, which of these is NOT usually taken into
consideration? - Answer-number of dependents
According to the Affordable Care Act, any plan in existence
prior to which date is considered a grandfathered plan? -
Answer-March 23, 2010
Which of these factors help determine an insured's life
insurance premium? - Answer-avocation (hobby)
Long-Term Care policies may provide coverage for claims
arising from - Answer-senile dementia
When replacing a life insurance policy, an agent must
provide the applicant with a - Answer-Notice Regarding
Replacement
NYS Life, accident, and health insurance Exam
||Verified Exam!!!|| Most Recent Exam Actual Complete
Real Exam Questions And Correct Answers (Verified
Answers) Already Graded A+ | Guaranteed Success!!
Brand New Exam!!!
An insurance company that has qualified and received a
Certificate of Authority from the Superintendent to sell
insurance in this state is called a(n) - Answer-admitted
insurer
In New York, an agent may have his/her license revoked
for which of the following acts? - Answer-Failure to pay
state income tax
As classified by the Affordable Care Act (ACA), a Silver
Plan offers - Answer-70% actuarial level of coverage
provided
What are levels of coverage as defined by the Affordable
Care Act? - Answer-Bronze, Silver, Gold, Platinum
,2|Page
Insurance agent Kelly offers a prospect a $1,000 shopping
card if an insurance policy is purchased through her. What
illegal activity is this an example of? - Answer-Rebating
Low frequency diseases can be exclusively covered by
what kind of health insurance policies? - Answer-Limited
policies
The identity of the ___ must be made clear in every health
insurance advertisement. - Answer-insurer
The open enrollment period for Medicare Supplements
begins at age - Answer-65
What type of policy would only provide coverage for
specific types of illnesses (cancer, stroke, etc)? - Answer-
Dread disease insurance
Insurance represents the process of risk - Answer-
transference
An insurer has a right to screen applicants for HIV in which
of the following ways? - Answer-Blood test for HIV
, 3|Page
After an insured gives notice of loss, what must he/she do
if the insurer does not furnish forms? - Answer-File written
proof of loss
When an agent is determining the suitability of an annuity
for a client, which of these is NOT usually taken into
consideration? - Answer-number of dependents
According to the Affordable Care Act, any plan in existence
prior to which date is considered a grandfathered plan? -
Answer-March 23, 2010
Which of these factors help determine an insured's life
insurance premium? - Answer-avocation (hobby)
Long-Term Care policies may provide coverage for claims
arising from - Answer-senile dementia
When replacing a life insurance policy, an agent must
provide the applicant with a - Answer-Notice Regarding
Replacement
