ACCIDENT AND HEALTH INSURANCE
AGENT CERTIFICATION SCRIPT 2026
COMPLETE QUESTIONS AND CORRECT
ANSWERS
◉An insurer must file a notice of? Answer: Appointment with the
Commissioner appointing a licensee as the insurer's agent
◉Individuals acting as solicitors shall have filed what on their
behalf? Answer: a notice of appointment from an agent or broker
◉Appointments are effective as of the date ? and will continue till ?
Answer: they are signed and will continue until they are cancelled by
the insurer or the appointee's license expires
◉Upon termination of all appointments, the licensee's permanent
license shall not be cancelled but will become? Answer: inactive
◉An inactive license may be reactivated at any time prior to?
Answer: its expiration by the filing of a new appointment
,◉A licensed life or health agent may submit an application for life or
health insurance to an insurer who has not appointed them? Yes No
If the insurer issues the policy, they must appoint the agent within
how many days?
This is known as? Answer: Yes
14
Brokerage
◉A licensee may at any time surrender their license to the
Commissioner for cancellation? True/False Answer: True
◉All licenses issued to natural persons terminate upon the death of
such person? T/F Answer: T
◉Agents have fiduciary responsibility when they deal with, handle,
supervise or hold in trust and confidence the? Answer: affairs of
another, especially when it pertains to financial matters
◉Licensees are allowed to commingle fiduciary funds and remit
them to the person so entitled or maintain such funds in a trustee
bank account in this state separate from any other account? T/F
Answer: True
, ◉A __________ shall be obtained from every insurer or person entitled
to such funds authorizing the maintenance and retention of any
earnings accruing on trustee bank account funds. Answer: Written
◉_________________ may offset funds due an insured for return
premiums against amounts due them from the same insured for
unpaid premiums due on the same or any other policy Answer:
Property/casualty agent or brokers
◉Life-only agents or accident and health agents must complete ____
hours of continuing education each 2-year renewal period. Answer:
24
◉Property and casualty broker-agents must complete ____ hours of
continuing education each 2-year renewal period. Answer: 24
◉Agents who are licensed for all lines of insurance, life, health, and
property and casualty, must complete ____ hours of continuing
education each 2 year renewal period, not 48 Answer: 24
◉The _______ requires agents to always place their customer's
interest first. Answer: code of ethics
AGENT CERTIFICATION SCRIPT 2026
COMPLETE QUESTIONS AND CORRECT
ANSWERS
◉An insurer must file a notice of? Answer: Appointment with the
Commissioner appointing a licensee as the insurer's agent
◉Individuals acting as solicitors shall have filed what on their
behalf? Answer: a notice of appointment from an agent or broker
◉Appointments are effective as of the date ? and will continue till ?
Answer: they are signed and will continue until they are cancelled by
the insurer or the appointee's license expires
◉Upon termination of all appointments, the licensee's permanent
license shall not be cancelled but will become? Answer: inactive
◉An inactive license may be reactivated at any time prior to?
Answer: its expiration by the filing of a new appointment
,◉A licensed life or health agent may submit an application for life or
health insurance to an insurer who has not appointed them? Yes No
If the insurer issues the policy, they must appoint the agent within
how many days?
This is known as? Answer: Yes
14
Brokerage
◉A licensee may at any time surrender their license to the
Commissioner for cancellation? True/False Answer: True
◉All licenses issued to natural persons terminate upon the death of
such person? T/F Answer: T
◉Agents have fiduciary responsibility when they deal with, handle,
supervise or hold in trust and confidence the? Answer: affairs of
another, especially when it pertains to financial matters
◉Licensees are allowed to commingle fiduciary funds and remit
them to the person so entitled or maintain such funds in a trustee
bank account in this state separate from any other account? T/F
Answer: True
, ◉A __________ shall be obtained from every insurer or person entitled
to such funds authorizing the maintenance and retention of any
earnings accruing on trustee bank account funds. Answer: Written
◉_________________ may offset funds due an insured for return
premiums against amounts due them from the same insured for
unpaid premiums due on the same or any other policy Answer:
Property/casualty agent or brokers
◉Life-only agents or accident and health agents must complete ____
hours of continuing education each 2-year renewal period. Answer:
24
◉Property and casualty broker-agents must complete ____ hours of
continuing education each 2-year renewal period. Answer: 24
◉Agents who are licensed for all lines of insurance, life, health, and
property and casualty, must complete ____ hours of continuing
education each 2 year renewal period, not 48 Answer: 24
◉The _______ requires agents to always place their customer's
interest first. Answer: code of ethics
