North Carolina Health Insurance State
Exam Prep || 2026 (Actual Exam)
Questions with verified Answers |
FREQUENTLY MOST TESTED QUESTIONS
AND VERIFIED SOLUTIONS @ 2026
Insured Contingent Beneficiary - ANSWER-If the insured and primary beneficiary
are both killed in the same accident and it cannot be determined who died first,
where are the death proceeds to be directed under the uniform Simultaneous
Death Act?
Reimbursement - ANSWER-Which type of policy pays benefits to a policyholder
covered under a Hospital Expense policy?
$25,000 - ANSWER-J has an Accidental Death and Dismemberment policy with a
principal sum of $50,000. While trimming the hedges, J cuts off one of his fingers.
What is the MAXIMUM J will receive from his policy?
payable to the company or another shareholder - ANSWER-The benefits under a
Disability Buy-Out policy are:
off-the -job accident - ANSWER-An accident policy will most likely pay a benefit for
a(n)
, indemnity - ANSWER-a payment for damage or loss
continue group health benefits - ANSWER-The COBRA gives workers whose
employment has been terminated the right to
Social Security Disability Income - ANSWER-The percentage of as individual's
Primary Insurance Amount determines the benefits paid in which of the following
programs.
100% of the insured's Primary Insurance Amount (PIA) - ANSWER-What is the
maximum Social Security Disability benefit amount an insured can receive?
PPO's are NOT a type of managed care system - ANSWER-Which of these
statements is INCORRECT regarding a PPO?
Part A covers hospitalization; Part B covers doctor's services - ANSWER-What does
Medicare Parts A and B cover?
PPO - ANSWER-Under what system do a group of doctors and hospitals in a
designated area contract with an insurer to provide services at a prearranged cost
to the insured?
closed panel - ANSWER-The situation in which a group of physicians are salaried
employees and conduct business in an HMO facility is called a(n)
Exam Prep || 2026 (Actual Exam)
Questions with verified Answers |
FREQUENTLY MOST TESTED QUESTIONS
AND VERIFIED SOLUTIONS @ 2026
Insured Contingent Beneficiary - ANSWER-If the insured and primary beneficiary
are both killed in the same accident and it cannot be determined who died first,
where are the death proceeds to be directed under the uniform Simultaneous
Death Act?
Reimbursement - ANSWER-Which type of policy pays benefits to a policyholder
covered under a Hospital Expense policy?
$25,000 - ANSWER-J has an Accidental Death and Dismemberment policy with a
principal sum of $50,000. While trimming the hedges, J cuts off one of his fingers.
What is the MAXIMUM J will receive from his policy?
payable to the company or another shareholder - ANSWER-The benefits under a
Disability Buy-Out policy are:
off-the -job accident - ANSWER-An accident policy will most likely pay a benefit for
a(n)
, indemnity - ANSWER-a payment for damage or loss
continue group health benefits - ANSWER-The COBRA gives workers whose
employment has been terminated the right to
Social Security Disability Income - ANSWER-The percentage of as individual's
Primary Insurance Amount determines the benefits paid in which of the following
programs.
100% of the insured's Primary Insurance Amount (PIA) - ANSWER-What is the
maximum Social Security Disability benefit amount an insured can receive?
PPO's are NOT a type of managed care system - ANSWER-Which of these
statements is INCORRECT regarding a PPO?
Part A covers hospitalization; Part B covers doctor's services - ANSWER-What does
Medicare Parts A and B cover?
PPO - ANSWER-Under what system do a group of doctors and hospitals in a
designated area contract with an insurer to provide services at a prearranged cost
to the insured?
closed panel - ANSWER-The situation in which a group of physicians are salaried
employees and conduct business in an HMO facility is called a(n)
