FLORIDA PERSONAL LINES Exam Questions
and Answers
Misrepresentation. CORRECT ANSWER: Willful deception of an insurance policy done
by dissemination of information
• Controlled business. CORRECT ANSWER: When the majority of insurance written is
for family members
• Temporary License. CORRECT ANSWER: Good for 6 months
• Foreign. CORRECT ANSWER: An insurance company formed under the laws of
another state
• Domestic. CORRECT ANSWER: And insurance company formed under the laws of
Florida
• Alien. CORRECT ANSWER: And insurance company formed in another country
• Appointment. CORRECT ANSWER: When authority is given to a licensee to transact
or adjust insurance
• Authorized insurance company. CORRECT ANSWER: An insurance company that is
licensed to do business in Florida
• Twisting. CORRECT ANSWER: Knowingly using at incomplete comparison of
insurance policies in order to get the insured to buy apology from you
• Sliding. CORRECT ANSWER: Charging an applicant for a specific ancillary coverage
in addition to the cost of the auto insurance coverage applied for with out his consent
• Coercion. CORRECT ANSWER: Bank loan officer tells them that in order to qualify for
the loan they must purchase insurance from the bank
• FAJUA. CORRECT ANSWER: Florida Joint Underwritting Association
and Answers
Misrepresentation. CORRECT ANSWER: Willful deception of an insurance policy done
by dissemination of information
• Controlled business. CORRECT ANSWER: When the majority of insurance written is
for family members
• Temporary License. CORRECT ANSWER: Good for 6 months
• Foreign. CORRECT ANSWER: An insurance company formed under the laws of
another state
• Domestic. CORRECT ANSWER: And insurance company formed under the laws of
Florida
• Alien. CORRECT ANSWER: And insurance company formed in another country
• Appointment. CORRECT ANSWER: When authority is given to a licensee to transact
or adjust insurance
• Authorized insurance company. CORRECT ANSWER: An insurance company that is
licensed to do business in Florida
• Twisting. CORRECT ANSWER: Knowingly using at incomplete comparison of
insurance policies in order to get the insured to buy apology from you
• Sliding. CORRECT ANSWER: Charging an applicant for a specific ancillary coverage
in addition to the cost of the auto insurance coverage applied for with out his consent
• Coercion. CORRECT ANSWER: Bank loan officer tells them that in order to qualify for
the loan they must purchase insurance from the bank
• FAJUA. CORRECT ANSWER: Florida Joint Underwritting Association
