ACTUAL EXAM PAPER 2026
QUESTIONS WITH ANSWERS GRADED
A+
◍ Individuals on opposite sides of the political spectrum typically voice
opposite viewpoints on universal access & universal coverage. All of the
statements concerning the 2 concepts are true except which of the
following?.
Answer: Universal access usually requires mandatory participation, while
universal coverage is a voluntary system.
◍ Which of the following countries placed highest on the healthcare access &
quality (HAQ) index?.
Answer: Switzerland.
◍ If the healthcare access & quality (HAQ) index of the United States is 81.3
& its healthcare access & quality frontier is 91.5, what is the value of the
healthcare access & quality gap?.
Answer: 10.2
◍ In order to be a successful price discriminator, a provider must have a
degree of market power (depicted by a downward-sloping demand curve)
and meet what other condition(s)?a. Customers cannot know that different
prices are being charged.b. Markets must be segmentable, identifying
differences in ability to pay.c. Demand for services must be relatively price
elastic.d. Profitable service expansion opportunities must be limited.e. The
provider must have excess capacity to accommodate the extra business..
Answer: b. Markets must be segmentable, identifying differences in ability
to pay.
,◍ Legislation considered by Congress to restrict legal immigration would:a.
surprise many policymakers because Congress finds it difficult to agree on
much of anything regarding immigration.b. improve employment prospects
for native-born Americans.c. have little effect on medical markets, as so few
physicians practicing medicine in the United States are foreigners.d. raise
the costs of operating in many of the nation's rural and inner-city hospitals.e.
allow more Americans trained abroad to compete for openings in United
States' residency programs..
Answer: d. raise the costs of operating in many of the nation's rural and
inner-city hospitals.
◍ More than 90% of the privately insured, nonelderly population in the United
States receives group coverage through the workplace. All of the following
are true about employer-sponsored insurance (ESI) in the United States
except which statement?.
Answer: Employees will not purchase insurance voluntarily. The employer
must be involved.
◍ What is the name of the health care reform feature where employers can
either provide health care coverage to their employees or pay a payroll tax to
fund government-provided insurance?.
Answer: Play-or-Pay.
◍ The average federal medical assistance (FMAP) percentage across the
United States received by the typical state is approximately what percentage
of overall Medicaid spending?.
Answer: 60%.
◍ Which of the following provisions included in the Affordable Care Act
(ACA) was responsible for the largest number of newly insured?.
Answer: Expansion of Medicaid.
◍ The main goal of any health care system, sometimes called the triple aim,
includes all of the following, except: (Select all that apply).
Answer: Expand access to medical care.
, ◍ Single-payer systems typically apply all of the following practices except
which of the following?.
Answer: Require government ownership of the medical infrastructure of
clinics & hospitals.
◍ Strictly followed, the single-payer model requires a ban on private insurance
for all covered medical services. Which country follows this model most
closely?.
Answer: Canada.
◍ Physicians who own their own diagnostic testing facilities tend to order
more tests, charge higher fees for them, and have higher total bills to
patients. This practice of self-referral is an example of:a. cognitive
dissonance.b. physician-induced demand.c. moral hazard.d. adverse
selection.e. res ipsa loquitur..
Answer: b. physician-induced demand.
◍ Which of the following statements is true concerning the trend in
community hospital care between inpatient and outpatient services since the
mid-1980s?a. Both inpatient and outpatient services have been declining.b.
There has been no noticeable trend in either inpatient or outpatient
services.c. Both inpatient and outpatient services have been growing.d.
Outpatient services have been growing, while inpatient services have been
declining.e. Outpatient services have been declining, while inpatient
services have been growing..
Answer: d. Outpatient services have been growing, while inpatient services
have been declining.
◍ The amount that Medicare pays a hospital for treating a Medicare patient is
determined:a. at the point when the diagnosis is made.b. at the time of
admission to the hospital.c. before the patient sees a physician.d. after the
hospital bill is reviewed by Medicare auditors.e. after medical services are
provided..
Answer: a. at the point when the diagnosis is made.