California Life, Accident and Health Cram Course Exam 1-3 Test Questions With 100% Correct Answers (2024 / 2025) {Questions and} (Verified by Experts)
Question #90476 Carol is injured driving a company car at work. Her Health insurance coverage: AProvides excess or supplementary coverage BWill provide coverage on a pro-rata basis with Workers Compensation CWill cover her injuries DWill not cover her since this is an occupational injury - ANSWER D Explanation: Most Health insurance provides 'non-occupational' (off the job) coverage for sickness or injury, meaning that occupational coverage is excluded. However, if a person is not required to be covered by Workers Compensation, some Health policies will cover both on and off the job, which is known as 'occupational' coverage. Question #90486 The minimum participation percentage for large group insurance under the California code is: A50% B40% C75% D25% - ANSWER C Explanation: The California Insurance Code requires a 75% minimum participation percentage for large group Life insurance. Question #90409 All of the following are classified as Life insurance EXCEPT: AWhole life BTerm CEndowment DAccidental Death & Dismemberment (AD&D) - ANSWER D Explanation: AD&D is a type of Disability (Health) insurance, not Life.
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- California Life, Accident and Health Cram Course E
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california life accident and health cram course e
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question 90476 carol is injured driving a compan
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question 90486 the minimum participation percent
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question 90409 all of the following are classifi