DSC1630 ASSIGNMENT 2 LATEST 2025-2026
EXAM UPDATE |QUESTIONS AND ANSWERS
SEMESTER 1 2025
Financial Information - Answer-Data used for business decision-making.
Interest Rate - Answer-Percentage charged on borrowed money.
Value of Money Over Time - Answer-Concept of money's purchasing
power changes.
Depreciation Allowance - Answer-Reduction in asset value over time.
Investment Allowance - Answer-Tax deduction for investments made.
Capital Allowance - Answer-Tax relief on capital expenditures.
Decision Making - Answer-Process of choosing among alternatives.
Financial Expert - Answer-Professional providing financial advice.
Interest - Answer-Price paid for using borrowed money.
,Present Value - Answer-Current worth of future cash flows.
Simple Discount - Answer-Reduction from nominal value to present
value.
Principal - Answer-Initial amount borrowed or saved.
Discount Rate - Answer-Percentage reduction from nominal value.
Term - Answer-Duration of a loan or investment.
Nominal Value - Answer-Face value of a financial instrument.
Interest Rate - Answer-Percentage charged for borrowing money.
Number of Days - Answer-Time period for interest calculation.
Future Value - Answer-Amount after interest is applied.
Due Date - Answer-Date when payment is required.
Maturity Date - Answer-End date of a financial agreement.
,Time Value of Money - Answer-Value of money changes over time.
Time Preference - Answer-Preference for receiving money sooner.
Opportunity Cost - Answer-Potential benefits lost when choosing one
option.
Financial Reward - Answer-Compensation for delaying consumption.
Calculation of Interest - Answer-Formulaic determination of interest
owed.
Interest Calculation Example - Answer-10% of R10,000 equals R1,000
interest.
Fraction of Amount - Answer-Interest calculated as a percentage of
principal.
Decimal Fraction - Answer-Interest rate expressed in decimal form.
Interest Payment - Answer-Amount paid for borrowing over time.
Accumulated Sum - Answer-Total amount after interest is added.
, Simple Interest - Answer-Interest computed on principal for entire loan
term.
Principal (P) - Answer-Total amount borrowed subject to interest.
Interest Rate (r) - Answer-Fraction of principal paid each period.
Time (t) - Answer-Duration in years for which principal is borrowed.
Interest Formula - Answer-I = Prt, where I is interest.
Maturity Value (S) - Answer-Total amount at end of loan term.
Accrued Principal - Answer-Another term for maturity value or sum
accumulated.
Due Date - Answer-Date when debt must be paid.
Present Value (PV) - Answer-Amount borrowed now to reach future
sum S.
Future Value - Answer-Total amount including interest at loan's end.
EXAM UPDATE |QUESTIONS AND ANSWERS
SEMESTER 1 2025
Financial Information - Answer-Data used for business decision-making.
Interest Rate - Answer-Percentage charged on borrowed money.
Value of Money Over Time - Answer-Concept of money's purchasing
power changes.
Depreciation Allowance - Answer-Reduction in asset value over time.
Investment Allowance - Answer-Tax deduction for investments made.
Capital Allowance - Answer-Tax relief on capital expenditures.
Decision Making - Answer-Process of choosing among alternatives.
Financial Expert - Answer-Professional providing financial advice.
Interest - Answer-Price paid for using borrowed money.
,Present Value - Answer-Current worth of future cash flows.
Simple Discount - Answer-Reduction from nominal value to present
value.
Principal - Answer-Initial amount borrowed or saved.
Discount Rate - Answer-Percentage reduction from nominal value.
Term - Answer-Duration of a loan or investment.
Nominal Value - Answer-Face value of a financial instrument.
Interest Rate - Answer-Percentage charged for borrowing money.
Number of Days - Answer-Time period for interest calculation.
Future Value - Answer-Amount after interest is applied.
Due Date - Answer-Date when payment is required.
Maturity Date - Answer-End date of a financial agreement.
,Time Value of Money - Answer-Value of money changes over time.
Time Preference - Answer-Preference for receiving money sooner.
Opportunity Cost - Answer-Potential benefits lost when choosing one
option.
Financial Reward - Answer-Compensation for delaying consumption.
Calculation of Interest - Answer-Formulaic determination of interest
owed.
Interest Calculation Example - Answer-10% of R10,000 equals R1,000
interest.
Fraction of Amount - Answer-Interest calculated as a percentage of
principal.
Decimal Fraction - Answer-Interest rate expressed in decimal form.
Interest Payment - Answer-Amount paid for borrowing over time.
Accumulated Sum - Answer-Total amount after interest is added.
, Simple Interest - Answer-Interest computed on principal for entire loan
term.
Principal (P) - Answer-Total amount borrowed subject to interest.
Interest Rate (r) - Answer-Fraction of principal paid each period.
Time (t) - Answer-Duration in years for which principal is borrowed.
Interest Formula - Answer-I = Prt, where I is interest.
Maturity Value (S) - Answer-Total amount at end of loan term.
Accrued Principal - Answer-Another term for maturity value or sum
accumulated.
Due Date - Answer-Date when debt must be paid.
Present Value (PV) - Answer-Amount borrowed now to reach future
sum S.
Future Value - Answer-Total amount including interest at loan's end.
