APPRAISAL SUBJECT MATTER ELECTIVES FINAL EXAM 2025/2026 BANK 2 VERSIONS
COMPLETE QUESTIONS WITH DETAILED VERIFIED ANSWERS VERIFIED BY EXPERT
//BRAND NEW!! /A+ GRADE ASSURED
Which of these is NOT a known carcinogen that can cause cancer?
1) Cigarette smoke
2) Carbon monoxide
3) asbestos
4) radon - (answer)Carbon monoxide
Radon tests should be conducted in
1) the highest finished level of the house
2) the attached garage
3) the lowest level of the house suitable for occupancy
4) total darkness - (answer)the lowest level of the house suitable for occupancy
Molds can consume all of the following EXCEPT
1) carpet
2) Formica
3) sheetrock
4) wood - (answer)Formica
To survive, molds need all of the following EXCEPT
1) relative humidity of at least 95%
2) an organic food source
3) temperatures between 40-100 degrees
4) moisture - (answer)relative humidity of at least 95%
,APPRAISAL SUBJECT MATTER ELECTIVES FINAL EXAM 2025/2026 BANK 2 VERSIONS
COMPLETE QUESTIONS WITH DETAILED VERIFIED ANSWERS VERIFIED BY EXPERT
//BRAND NEW!! /A+ GRADE ASSURED
To prevent mold growth, the EPA says you should not put carpet over _________ floors.
1) concrete
2) wood
3) vinyl
4) uneven - (answer)concrete
The federal government banned lead-based paint from residential housing in ___________ .
1) 1968
2) 1973
3) 1978
4) 1984 - (answer)1978
Which entities require that defective paint surfaces on dwellings built prior to 1978 must be
encapsulated?
1) Fannie Mae and Freddie Mac
2) FHA and Fannie Mae
3) Freddie Mac and FDIC
4) FHA and VA - (answer)FHA and VA
Which would NOT be a common way that radon could enter a house?
1) foundation cracks
2) well water
3) air conditioning ducts
4) the hole around a sump pump - (answer)air conditioning ducts
,APPRAISAL SUBJECT MATTER ELECTIVES FINAL EXAM 2025/2026 BANK 2 VERSIONS
COMPLETE QUESTIONS WITH DETAILED VERIFIED ANSWERS VERIFIED BY EXPERT
//BRAND NEW!! /A+ GRADE ASSURED
mold
An appraiser is inspecting a dwelling that was built in 1975 for an FHA appraisal. The appraiser notes
defective paint surfaces on two exterior windowsills. What should the appraiser do?
1) Require testing by a professional to determine if the defective paint is lead-based
2) Note the locations of the defective paint and make the appraisal subject to these areas being scraped
and painted
3) Require the windowsills to be replaced with
all new wood and painted with non-lead based
paint
4) Nothing; these are exterior surfaces and are considered to be harmless to the property occupants -
(answer)Note the locations of the defective paint and make the appraisal subject to these areas being
scraped and painted
Asbestos can be found in all of the following products EXCEPT
1) insulation fore pipes
2) resilient floor tile
3) roof shingles
4) pressure treated wood - (answer)pressure treated wood
Areas that are inundated by surface or groundwater at a frequency and duration sufficient to support,
and that under normal conditions do support a prevalence of vegetation typically adapted for life in
saturated soil conditions, are
1) quarries
2) grayfields
3) brownfields
, APPRAISAL SUBJECT MATTER ELECTIVES FINAL EXAM 2025/2026 BANK 2 VERSIONS
COMPLETE QUESTIONS WITH DETAILED VERIFIED ANSWERS VERIFIED BY EXPERT
//BRAND NEW!! /A+ GRADE ASSURED
4) wetlands - (answer)wetlands
The most common source of brownfields contamination is
1) petroleum
2) radon
3) formaldehyde
4) asbestos - (answer)petroleum
Over the years, asbestos has been used for
1) insulation only
2) fire protection only
3) insulation and fire protection
4) insulation and an additive to paint - (answer)insulation and fire protection
Which statement is FALSE concerning wetlands?
1) Some areas have been declared as wetlands that are dry for all but seven days a year.
2) They can be found in high mountain plateaus.
3) A wetland must be wet year-round.
4) The United States loses about 60,000 acres of wetlands each year. - (answer)A wetland must be wet
year-round.
When testing USTs what is it called when holes are drilled and soil samples are shipped to an EPA-
approved lab?
1) soil borings
2) tank integrity tests
COMPLETE QUESTIONS WITH DETAILED VERIFIED ANSWERS VERIFIED BY EXPERT
//BRAND NEW!! /A+ GRADE ASSURED
Which of these is NOT a known carcinogen that can cause cancer?
1) Cigarette smoke
2) Carbon monoxide
3) asbestos
4) radon - (answer)Carbon monoxide
Radon tests should be conducted in
1) the highest finished level of the house
2) the attached garage
3) the lowest level of the house suitable for occupancy
4) total darkness - (answer)the lowest level of the house suitable for occupancy
Molds can consume all of the following EXCEPT
1) carpet
2) Formica
3) sheetrock
4) wood - (answer)Formica
To survive, molds need all of the following EXCEPT
1) relative humidity of at least 95%
2) an organic food source
3) temperatures between 40-100 degrees
4) moisture - (answer)relative humidity of at least 95%
,APPRAISAL SUBJECT MATTER ELECTIVES FINAL EXAM 2025/2026 BANK 2 VERSIONS
COMPLETE QUESTIONS WITH DETAILED VERIFIED ANSWERS VERIFIED BY EXPERT
//BRAND NEW!! /A+ GRADE ASSURED
To prevent mold growth, the EPA says you should not put carpet over _________ floors.
1) concrete
2) wood
3) vinyl
4) uneven - (answer)concrete
The federal government banned lead-based paint from residential housing in ___________ .
1) 1968
2) 1973
3) 1978
4) 1984 - (answer)1978
Which entities require that defective paint surfaces on dwellings built prior to 1978 must be
encapsulated?
1) Fannie Mae and Freddie Mac
2) FHA and Fannie Mae
3) Freddie Mac and FDIC
4) FHA and VA - (answer)FHA and VA
Which would NOT be a common way that radon could enter a house?
1) foundation cracks
2) well water
3) air conditioning ducts
4) the hole around a sump pump - (answer)air conditioning ducts
,APPRAISAL SUBJECT MATTER ELECTIVES FINAL EXAM 2025/2026 BANK 2 VERSIONS
COMPLETE QUESTIONS WITH DETAILED VERIFIED ANSWERS VERIFIED BY EXPERT
//BRAND NEW!! /A+ GRADE ASSURED
mold
An appraiser is inspecting a dwelling that was built in 1975 for an FHA appraisal. The appraiser notes
defective paint surfaces on two exterior windowsills. What should the appraiser do?
1) Require testing by a professional to determine if the defective paint is lead-based
2) Note the locations of the defective paint and make the appraisal subject to these areas being scraped
and painted
3) Require the windowsills to be replaced with
all new wood and painted with non-lead based
paint
4) Nothing; these are exterior surfaces and are considered to be harmless to the property occupants -
(answer)Note the locations of the defective paint and make the appraisal subject to these areas being
scraped and painted
Asbestos can be found in all of the following products EXCEPT
1) insulation fore pipes
2) resilient floor tile
3) roof shingles
4) pressure treated wood - (answer)pressure treated wood
Areas that are inundated by surface or groundwater at a frequency and duration sufficient to support,
and that under normal conditions do support a prevalence of vegetation typically adapted for life in
saturated soil conditions, are
1) quarries
2) grayfields
3) brownfields
, APPRAISAL SUBJECT MATTER ELECTIVES FINAL EXAM 2025/2026 BANK 2 VERSIONS
COMPLETE QUESTIONS WITH DETAILED VERIFIED ANSWERS VERIFIED BY EXPERT
//BRAND NEW!! /A+ GRADE ASSURED
4) wetlands - (answer)wetlands
The most common source of brownfields contamination is
1) petroleum
2) radon
3) formaldehyde
4) asbestos - (answer)petroleum
Over the years, asbestos has been used for
1) insulation only
2) fire protection only
3) insulation and fire protection
4) insulation and an additive to paint - (answer)insulation and fire protection
Which statement is FALSE concerning wetlands?
1) Some areas have been declared as wetlands that are dry for all but seven days a year.
2) They can be found in high mountain plateaus.
3) A wetland must be wet year-round.
4) The United States loses about 60,000 acres of wetlands each year. - (answer)A wetland must be wet
year-round.
When testing USTs what is it called when holes are drilled and soil samples are shipped to an EPA-
approved lab?
1) soil borings
2) tank integrity tests
