WI 22-03 Wisconsin Accident and Health
WI 22-03 Wisconsin Accident and
Health Insurance EXAM (2025/2026)
QUESTIONS AND ANSWERS
8 hours - once an individual is licensed for life or accident and health insurance, how many
hours of training must the producer complete initially to sell long-term care insurance?
100% - S is a sole business proprietor who owns a medical expense plan. What percentage of
the cost of the plan may he deduct?
A flat amount - The benefits for individual disability plans are based on
Mental illness - in health underwriting, it would be inappropriate to decline a risk using any of
the following factors except:
Mental illness
Genetic characteristics
Marital Status
Blindness
Antibiotics - Which of the following hospice expenses would NOT be covered in a cost-
containment setting?
Special hospital bed
Antibiotics
Tylenol
Morphine
WI 22-03 Wisconsin Accident and Health
, WI 22-03 Wisconsin Accident and Health
The insurer assumes the risk of paying the cost of medical expenses occurring during the policy
period - What is a characteristic of a conventional full-insured plan?
At least the value of Social Security benefits - Under the Age Discrimination in Employment Act,
if the obligation of the employer to provide retiree health benefits, what will an individual
younger than 65 receive in benefits each year?
60 days - If the payment of a specific premium or subscription fee is required to provide
coverage for a child, the policy may require that notification of the child's birth and payment of
the required premiums or fees be furnished to the insurer within how many days after the date
of birth?
Insurers are prohibited from ever increasing rates - All of the following are true regarding small
group coverage in Wisconsin EXCEPT:
Insurers are prohibited from ever increasing rates
Small groups begin with 3 or more eligible individuals
Small employer insurers may establish minimum participation and employer contributions
Small group polices are guaranteed issue
Insurance Commissioner or Director - Which of the following entities must approve all Medicare
supplement advertisements?
Insurance Commissioner or Director
NAIC
Consumer Protection Agency
Federal Association of Insurers
It is fully funded by Social Security taxes (FICA) - Concerning Medicare Part B, which statement is
INCORRECT?
It is fully funded by Social Security Taxes (FICA)
WI 22-03 Wisconsin Accident and Health
WI 22-03 Wisconsin Accident and
Health Insurance EXAM (2025/2026)
QUESTIONS AND ANSWERS
8 hours - once an individual is licensed for life or accident and health insurance, how many
hours of training must the producer complete initially to sell long-term care insurance?
100% - S is a sole business proprietor who owns a medical expense plan. What percentage of
the cost of the plan may he deduct?
A flat amount - The benefits for individual disability plans are based on
Mental illness - in health underwriting, it would be inappropriate to decline a risk using any of
the following factors except:
Mental illness
Genetic characteristics
Marital Status
Blindness
Antibiotics - Which of the following hospice expenses would NOT be covered in a cost-
containment setting?
Special hospital bed
Antibiotics
Tylenol
Morphine
WI 22-03 Wisconsin Accident and Health
, WI 22-03 Wisconsin Accident and Health
The insurer assumes the risk of paying the cost of medical expenses occurring during the policy
period - What is a characteristic of a conventional full-insured plan?
At least the value of Social Security benefits - Under the Age Discrimination in Employment Act,
if the obligation of the employer to provide retiree health benefits, what will an individual
younger than 65 receive in benefits each year?
60 days - If the payment of a specific premium or subscription fee is required to provide
coverage for a child, the policy may require that notification of the child's birth and payment of
the required premiums or fees be furnished to the insurer within how many days after the date
of birth?
Insurers are prohibited from ever increasing rates - All of the following are true regarding small
group coverage in Wisconsin EXCEPT:
Insurers are prohibited from ever increasing rates
Small groups begin with 3 or more eligible individuals
Small employer insurers may establish minimum participation and employer contributions
Small group polices are guaranteed issue
Insurance Commissioner or Director - Which of the following entities must approve all Medicare
supplement advertisements?
Insurance Commissioner or Director
NAIC
Consumer Protection Agency
Federal Association of Insurers
It is fully funded by Social Security taxes (FICA) - Concerning Medicare Part B, which statement is
INCORRECT?
It is fully funded by Social Security Taxes (FICA)
WI 22-03 Wisconsin Accident and Health
