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MARYLAND STATE EXAM LIFE INSURANCE
LICENSE PRACTICE 2025 | QUESTIONS WITH
CORRECT ANSWERS
Declarations - correct-answer-In what part of an insurance policy or policy
benefits found?
Twisting - correct-answer-The act of using misrepresentation to induce an insured
person to terminate an existing policy and purchase a new policy is referred to as
Shirley has $500,000 10-year-old son nonrenewable level term life policy. If she
dies 15 years after the policy inception date, how will her beneficiary receive? -
correct-answer-Nothing
Which of these factors would and ensure consider when determining whether to
except a group life plan - correct-answer-Average age
Which type of life insurance is normally associated with a paler benefit rider -
correct-answer-Juvenile insurance
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In regard to a life insurance contract which of the following statements is not true
regarding the concept of insurable interest - correct-answer-Insurable interest can
be established sufficiently by sentimental attachment alone
A guaranteed issue insurance policy has no medical underwriting - correct-
answer-
The double indemnity provision in a life insurance policy pertains to an insured's
death caused by an accident - correct-answer-
Which of the following is not a requirement for soliciting insurance in Maryland -
correct-answer-At least 21 years old
The two major actions required for a policyholder to comply with the
reinstatement clause are - correct-answer-Provide evidence of insurability pay
past due premiums
MARYLAND STATE EXAM LIFE INSURANCE
LICENSE PRACTICE 2025 | QUESTIONS WITH
CORRECT ANSWERS
Declarations - correct-answer-In what part of an insurance policy or policy
benefits found?
Twisting - correct-answer-The act of using misrepresentation to induce an insured
person to terminate an existing policy and purchase a new policy is referred to as
Shirley has $500,000 10-year-old son nonrenewable level term life policy. If she
dies 15 years after the policy inception date, how will her beneficiary receive? -
correct-answer-Nothing
Which of these factors would and ensure consider when determining whether to
except a group life plan - correct-answer-Average age
Which type of life insurance is normally associated with a paler benefit rider -
correct-answer-Juvenile insurance
, 2|Page
In regard to a life insurance contract which of the following statements is not true
regarding the concept of insurable interest - correct-answer-Insurable interest can
be established sufficiently by sentimental attachment alone
A guaranteed issue insurance policy has no medical underwriting - correct-
answer-
The double indemnity provision in a life insurance policy pertains to an insured's
death caused by an accident - correct-answer-
Which of the following is not a requirement for soliciting insurance in Maryland -
correct-answer-At least 21 years old
The two major actions required for a policyholder to comply with the
reinstatement clause are - correct-answer-Provide evidence of insurability pay
past due premiums
