8/17/25, 11:44 AM California Adjuster PSI Exam Questions and Answers 2025 EXAM QUESTIONS AND VERIFIED SOLUTIONS |ELABORATED &D…
California Adjuster PSI Exam Questions and
Answers 2025 EXAM QUESTIONS AND VERIFIED
SOLUTIONS |ELABORATED &DETAILED
ANSWERS!!
Save
Terms in this set (43)
The insurer is required to conduct a thorough
Duty of an insurer in case investigation, establish claim procedures and methods
of a loss of documentation, and acknowledge receipt of a
claim in a timely fashion.
The insured must separate the damaged property
Responsibility of an
from the undamaged property and protect the
insured in case of a loss
property from further loss.
Additional coverages are included in insurance
Definition of 'additional
policies at no extra cost. Examples of additional
coverages' in insurance
coverages include debris removal and reasonable
policies
repairs.
To be eligible for a salvage award, the property
Essential conditions for a involved must be in peril from some hazard, the
salvage award salvage service must be voluntary, and the salvage
effort must be successful.
Contents of an An endorsement for water backup through a sewer or
endorsement for water drain includes a separate stated limit of coverage and
backup through a sewer a separate stated deductible for covered losses.
or drain
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, 8/17/25, 11:44 AM California Adjuster PSI Exam Questions and Answers 2025 EXAM QUESTIONS AND VERIFIED SOLUTIONS |ELABORATED &D…
When filing a claim, the insured is responsible for
Duties of an insured when providing a proof of loss statement, preserving the
filing a claim undamaged property, and fully cooperating in
providing relevant books and records.
Example of an act that An example of an act that could lead to injury is the
could lead to injury improper protection of a job site by a contractor.
Coverage limit for a The coverage limit for a single-family residence under
single-family residence the regular flood program is $250,000.
under the regular flood
program
Eligibility for a A funeral home is eligible for a Businessowners Policy.
Businessowners Policy
Application of self-insured Self-insured retention is applied in an umbrella policy
retention in an umbrella when the umbrella policy covers a liability claim that is
policy excluded by primary policies.
Duration of disability An injured employee must be disabled for a period
period for an injured beyond 14 days to receive temporary disability
employee to receive compensation.
temporary disability
compensation
Purpose of an attorney The purpose of an attorney providing notice of
providing notice of deposition is to secure a recorded statement under
deposition oath.
Definition of Preauthorization/precertification is the determination
preauthorization/precertifi by a health benefit plan that proposed health care
cation services are medically necessary.
Subrogation by an An insurance company can subrogate for the actual
insurance company amount paid, plus the insured's deductible.
Requirement under a To be covered for the peril of freezing under a
Commercial Property Commercial Property Policy, the insured must
Policy to be covered for maintain heat in the building or cut off the water and
the peril of freezing drain the lines.
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California Adjuster PSI Exam Questions and
Answers 2025 EXAM QUESTIONS AND VERIFIED
SOLUTIONS |ELABORATED &DETAILED
ANSWERS!!
Save
Terms in this set (43)
The insurer is required to conduct a thorough
Duty of an insurer in case investigation, establish claim procedures and methods
of a loss of documentation, and acknowledge receipt of a
claim in a timely fashion.
The insured must separate the damaged property
Responsibility of an
from the undamaged property and protect the
insured in case of a loss
property from further loss.
Additional coverages are included in insurance
Definition of 'additional
policies at no extra cost. Examples of additional
coverages' in insurance
coverages include debris removal and reasonable
policies
repairs.
To be eligible for a salvage award, the property
Essential conditions for a involved must be in peril from some hazard, the
salvage award salvage service must be voluntary, and the salvage
effort must be successful.
Contents of an An endorsement for water backup through a sewer or
endorsement for water drain includes a separate stated limit of coverage and
backup through a sewer a separate stated deductible for covered losses.
or drain
https://quizlet.com/1066196102/california-adjuster-psi-exam-questions-and-answers-2025-exam-questions-and-verified-solutions-elaborated-detailed-… 1/5
, 8/17/25, 11:44 AM California Adjuster PSI Exam Questions and Answers 2025 EXAM QUESTIONS AND VERIFIED SOLUTIONS |ELABORATED &D…
When filing a claim, the insured is responsible for
Duties of an insured when providing a proof of loss statement, preserving the
filing a claim undamaged property, and fully cooperating in
providing relevant books and records.
Example of an act that An example of an act that could lead to injury is the
could lead to injury improper protection of a job site by a contractor.
Coverage limit for a The coverage limit for a single-family residence under
single-family residence the regular flood program is $250,000.
under the regular flood
program
Eligibility for a A funeral home is eligible for a Businessowners Policy.
Businessowners Policy
Application of self-insured Self-insured retention is applied in an umbrella policy
retention in an umbrella when the umbrella policy covers a liability claim that is
policy excluded by primary policies.
Duration of disability An injured employee must be disabled for a period
period for an injured beyond 14 days to receive temporary disability
employee to receive compensation.
temporary disability
compensation
Purpose of an attorney The purpose of an attorney providing notice of
providing notice of deposition is to secure a recorded statement under
deposition oath.
Definition of Preauthorization/precertification is the determination
preauthorization/precertifi by a health benefit plan that proposed health care
cation services are medically necessary.
Subrogation by an An insurance company can subrogate for the actual
insurance company amount paid, plus the insured's deductible.
Requirement under a To be covered for the peril of freezing under a
Commercial Property Commercial Property Policy, the insured must
Policy to be covered for maintain heat in the building or cut off the water and
the peril of freezing drain the lines.
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