9/27/25, 12:37 PM Texas Funeral Prearrangement Test
Texas Funeral Prearrangement Test 2025 -2026
Recently Tested Exam Questions and Correct
Verified Answers/ TX Funeral Prearrangement
Exam Prep (Brand New!)
The payment method that Pre-Authorized Checking (PAC)
allows the
premium payer to authorize
the premium payer's bank to
automatically pay the
insurance policy's premiums
from the premium payer's
account without
generating a paper check is:
Direct bil, Pre- Authorized
Checking (PAC), Electronic
Funds Transfer (EFT),
Money order
If premiums are not made to Lapse
keep the
insurance policy in force,
the policy is said to ____.
An insurance contract is a ___ Unilateral
contract.
The provision that provides Free Look
that the policy owner has a
certain period of time to
examine the policy is the:
Grace period, Facility of
payment, Insuring clause,
Free look
1/1
4
, 9/27/25, 12:37 PM Texas Funeral Prearrangement Test
The entire contract All of the above
provision lists all of the
documents that make up
the insurance
policy. These documents
include: The
insurance policy, The
application for the
insurance policy, Riders
attached to the policy, All
of the above
The incontestability clause 2 years
provides that
after a certain period of time,
the insurance company
cannot contest the policy's
validity for any reason.
What is the period of time?:
90 days, 2 years, 45 days, 4
years
The rider that provides Waiver of premium benefit rider
that the company will
waive the payment of
premiums should the
premium payer become
totally
disabled and will continue the
waiver of premium during
the time of the total
disablement is
called:Double indemnity
rider, Waiver of premium
benefit rider,
Accidental death benefit rider,
Guaranteed insurability
option rider
The _ loan provision provides Automatic Premium
that the
2/1
4
Texas Funeral Prearrangement Test 2025 -2026
Recently Tested Exam Questions and Correct
Verified Answers/ TX Funeral Prearrangement
Exam Prep (Brand New!)
The payment method that Pre-Authorized Checking (PAC)
allows the
premium payer to authorize
the premium payer's bank to
automatically pay the
insurance policy's premiums
from the premium payer's
account without
generating a paper check is:
Direct bil, Pre- Authorized
Checking (PAC), Electronic
Funds Transfer (EFT),
Money order
If premiums are not made to Lapse
keep the
insurance policy in force,
the policy is said to ____.
An insurance contract is a ___ Unilateral
contract.
The provision that provides Free Look
that the policy owner has a
certain period of time to
examine the policy is the:
Grace period, Facility of
payment, Insuring clause,
Free look
1/1
4
, 9/27/25, 12:37 PM Texas Funeral Prearrangement Test
The entire contract All of the above
provision lists all of the
documents that make up
the insurance
policy. These documents
include: The
insurance policy, The
application for the
insurance policy, Riders
attached to the policy, All
of the above
The incontestability clause 2 years
provides that
after a certain period of time,
the insurance company
cannot contest the policy's
validity for any reason.
What is the period of time?:
90 days, 2 years, 45 days, 4
years
The rider that provides Waiver of premium benefit rider
that the company will
waive the payment of
premiums should the
premium payer become
totally
disabled and will continue the
waiver of premium during
the time of the total
disablement is
called:Double indemnity
rider, Waiver of premium
benefit rider,
Accidental death benefit rider,
Guaranteed insurability
option rider
The _ loan provision provides Automatic Premium
that the
2/1
4
