NH Workers Compensation Adjusters
Laws & Regulations/NH WORKERS
COMPENSATION EXAM 2024/2025
WITH 100% ACCURATE SOLUTIONS
What is the expiration date of an adjuster's license? - ,,,,answer,,,license
will expire on October 1st of the second calendar year after its issue.
How many hours does an adjuster need to take to fulfill the Continuing
Education requirements? - ,,,,answer,,,20 hours
Adjusters with workers compensation authority must complete 10 hours
of workers compensation and 10 hours of multi-line.
Adjusters without workers compensation need 20 hours of multi-line
credits.
When can the Commissioner suspend & revoke an adjusters license?
Value of fine? - ,,,,answer,,,Commissioner may revoke license after notice
and hearing and issue a fine up to $2500.
When can the Commissioner issue a Cease and Desist order?
How many days notice must be given to the adjuster before a hearing? -
,,,,answer,,,If the Commissioner has reason to believe an adjuster is
,using unfair and deceptive practices, he may serve that person with
charges and a notice of hearing.
Notice must be given 10 days before the hearing.
If adjuster is found to be in violation, the Commissioner will issue a Cease
and Desist Order.
What is the penalty for violating a Cease and Desist Order -
,,,,answer,,,Commissioner may suspend, revoke, or refuse to renew the
license of that person.
What is the punishment for a person who misrepresents his identity and
acts like an adjuster?
Is this a felony or misdemeanor? - ,,,,answer,,,Person may be suspended,
have his license revoked and a fine of $2,500.
A natural person - misdemeanor
Any other person - felony
What are three unfair claim settlement practices. -
,,,,answer,,,Misrepresenting facts
Failing to acknowledge and act promptly with respect to claims
Failing to have a prompt investigation of the claim
The insurer must pay the claimant within ___ days,
If insurer fails to make payment of compensation within that time, the
commissioner will issue a civil penalty up to $______ - ,,,,answer,,,21 days
, $2,500
What does exclusive remedy mean. - ,,,,answer,,,An employee accepts
the provisions of worker compensation and waives all rights of action
against the employer.
A spouse of the employee will also have no action against them.
Employment Covered
Employee - ,,,,answer,,,Any person in the service of an employer
Penalty for Failure to Make Payment of Compensation -
,,,,answer,,,Commissioner may issue a $2,500 fine to insurer who fails to
pay the claim within 21 days after notice of a claim has been received.
Are contractors liable for subcontractors? - ,,,,answer,,,A contractor who
subcontracts all or any part of a contract must bear the liability of the
subcontractor of that contract for the payment of compensation under
this chapter to the employees of the subcontractor, unless the
subcontractor has secured the payment of compensation as provided for
in this chapter.
Are executive officers and members of LLCs excluded? - ,,,,answer,,,Any
Corp. or LLC may exclude up to three executive officers or members from
the compulsive coverage requirements.
No exclusion will be valid unless properly filed with the commissioner
Injury or Personal Injury - ,,,,answer,,,Means accidental injury or death
arising out of and in the course of employment, or any occupational
disease.
Laws & Regulations/NH WORKERS
COMPENSATION EXAM 2024/2025
WITH 100% ACCURATE SOLUTIONS
What is the expiration date of an adjuster's license? - ,,,,answer,,,license
will expire on October 1st of the second calendar year after its issue.
How many hours does an adjuster need to take to fulfill the Continuing
Education requirements? - ,,,,answer,,,20 hours
Adjusters with workers compensation authority must complete 10 hours
of workers compensation and 10 hours of multi-line.
Adjusters without workers compensation need 20 hours of multi-line
credits.
When can the Commissioner suspend & revoke an adjusters license?
Value of fine? - ,,,,answer,,,Commissioner may revoke license after notice
and hearing and issue a fine up to $2500.
When can the Commissioner issue a Cease and Desist order?
How many days notice must be given to the adjuster before a hearing? -
,,,,answer,,,If the Commissioner has reason to believe an adjuster is
,using unfair and deceptive practices, he may serve that person with
charges and a notice of hearing.
Notice must be given 10 days before the hearing.
If adjuster is found to be in violation, the Commissioner will issue a Cease
and Desist Order.
What is the penalty for violating a Cease and Desist Order -
,,,,answer,,,Commissioner may suspend, revoke, or refuse to renew the
license of that person.
What is the punishment for a person who misrepresents his identity and
acts like an adjuster?
Is this a felony or misdemeanor? - ,,,,answer,,,Person may be suspended,
have his license revoked and a fine of $2,500.
A natural person - misdemeanor
Any other person - felony
What are three unfair claim settlement practices. -
,,,,answer,,,Misrepresenting facts
Failing to acknowledge and act promptly with respect to claims
Failing to have a prompt investigation of the claim
The insurer must pay the claimant within ___ days,
If insurer fails to make payment of compensation within that time, the
commissioner will issue a civil penalty up to $______ - ,,,,answer,,,21 days
, $2,500
What does exclusive remedy mean. - ,,,,answer,,,An employee accepts
the provisions of worker compensation and waives all rights of action
against the employer.
A spouse of the employee will also have no action against them.
Employment Covered
Employee - ,,,,answer,,,Any person in the service of an employer
Penalty for Failure to Make Payment of Compensation -
,,,,answer,,,Commissioner may issue a $2,500 fine to insurer who fails to
pay the claim within 21 days after notice of a claim has been received.
Are contractors liable for subcontractors? - ,,,,answer,,,A contractor who
subcontracts all or any part of a contract must bear the liability of the
subcontractor of that contract for the payment of compensation under
this chapter to the employees of the subcontractor, unless the
subcontractor has secured the payment of compensation as provided for
in this chapter.
Are executive officers and members of LLCs excluded? - ,,,,answer,,,Any
Corp. or LLC may exclude up to three executive officers or members from
the compulsive coverage requirements.
No exclusion will be valid unless properly filed with the commissioner
Injury or Personal Injury - ,,,,answer,,,Means accidental injury or death
arising out of and in the course of employment, or any occupational
disease.
