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California Adjuster PSI Exam Questions & Answers
(100% Correct Answers) 2025
Duty of an insurer in case of a loss .....ANSWER.....The insurer is
required to conduct a thorough investigation, establish claim
procedures and methods of documentation, and acknowledge
receipt of a claim in a timely fashion.
Responsibility of an insured in case of a loss .....ANSWER.....The
insured must separate the damaged property from the
undamaged property and protect the property from further loss.
Definition of 'additional coverages' in insurance policies
.....ANSWER.....Additional coverages are included in insurance
policies at no extra cost. Examples of additional coverages
include debris removal and reasonable repairs.
Essential conditions for a salvage award .....ANSWER.....To be
eligible for a salvage award, the property involved must be in
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peril from some hazard, the salvage service must be voluntary,
and the salvage effort must be successful.
Contents of an endorsement for water backup through a sewer
or drain .....ANSWER.....An endorsement for water backup
through a sewer or drain includes a separate stated limit of
coverage and a separate stated deductible for covered losses.
Duties of an insured when filing a claim .....ANSWER.....When
filing a claim, the insured is responsible for providing a proof of
loss statement, preserving the undamaged property, and fully
cooperating in providing relevant books and records.
Example of an act that could lead to injury .....ANSWER.....An
example of an act that could lead to injury is the improper
protection of a job site by a contractor.
Coverage limit for a single-family residence under the regular
flood program .....ANSWER.....The coverage limit for a single-
family residence under the regular flood program is $250,000.
California Adjuster PSI Exam Questions & Answers
(100% Correct Answers) 2025
Duty of an insurer in case of a loss .....ANSWER.....The insurer is
required to conduct a thorough investigation, establish claim
procedures and methods of documentation, and acknowledge
receipt of a claim in a timely fashion.
Responsibility of an insured in case of a loss .....ANSWER.....The
insured must separate the damaged property from the
undamaged property and protect the property from further loss.
Definition of 'additional coverages' in insurance policies
.....ANSWER.....Additional coverages are included in insurance
policies at no extra cost. Examples of additional coverages
include debris removal and reasonable repairs.
Essential conditions for a salvage award .....ANSWER.....To be
eligible for a salvage award, the property involved must be in
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peril from some hazard, the salvage service must be voluntary,
and the salvage effort must be successful.
Contents of an endorsement for water backup through a sewer
or drain .....ANSWER.....An endorsement for water backup
through a sewer or drain includes a separate stated limit of
coverage and a separate stated deductible for covered losses.
Duties of an insured when filing a claim .....ANSWER.....When
filing a claim, the insured is responsible for providing a proof of
loss statement, preserving the undamaged property, and fully
cooperating in providing relevant books and records.
Example of an act that could lead to injury .....ANSWER.....An
example of an act that could lead to injury is the improper
protection of a job site by a contractor.
Coverage limit for a single-family residence under the regular
flood program .....ANSWER.....The coverage limit for a single-
family residence under the regular flood program is $250,000.
