Primerica Life Insurance
Amsterdam University College (AUC)
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PRIMERICA LIFE INSURANCE EXAM QUESTIONS AND ANSWERS 2024/2025
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---43juli 20242023/2024A+
- PRIMERICA LIFE INSURANCE EXAM 
QUESTIONS AND ANSWERS 2024/2025 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - CORRECT ANSWER-A. mutual 
funds not paid out after paying claims and other operating c...
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Primerica Life Insurance Exam Questions and Correct Answers 2024/2025
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---11juli 20242023/2024A+
- Primerica Life Insurance Exam 
Questions and Correct Answers 
2024/2025 
What is insurance? - CORRECT ANSWER-Transfer of the possibility of loss (risk) to an 
insurance company. 
What is a risk? - CORRECT ANSWER-The uncertainty of financial loss 
There are two types of loss - CORRECT ANSWER-Pure and Speculative 
Which type of loss is insurable? - CORRECT ANSWER-Pure 
Why is Pure loss insurable? - CORRECT ANSWER-Loss must be financial and 
uncertain. No financial gain can occur. 
What c...
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Primerica Life Insurance Certification Exam Questions and Answers
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---2juli 20242023/2024A+
- Primerica Life Insurance Certification 
Exam Questions and Answers 
The paid-up addition option uses the dividend - CORRECT ANSWER-To purchase a 
smaller amount of the same type of insurance as the original policy. 
An applicant for insurance is requesting more information from her agent about a claim 
that is currently being settled. Within what time period must the agent respond? - 
CORRECT ANSWER-15 days 
Which of the following is NOT a legitimate use of annuities by businesses? - CORR...
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Practice Exam for Primerica life insurance exam Final Questions and Answers 2024/2025
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---4juli 20242023/2024A+
- Practice Exam for Primerica life 
insurance exam Final Questions and 
Answers 2024/2025 
agents contract with the principal - CORRECT ANSWER-the principal grants authority 
to an agent through the agents contract 
mutual - CORRECT ANSWER-funds not paid our after paying claims and other 
operating costs are returned to the policy owners in the form of a dividend. if all funds 
are paid out, no dividends are paid. 
401k - CORRECT ANSWER-a qualified retirement plan in which the employee can...
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