Claims Adjuster

Liberty University

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Claims Adjuster (Florida)| 120 questions| with complete solutions
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19

oktober 2022

2022/2023

A+
Frank owned a home that was destroyed by a hurricane. Both TD Bank and Bank of America were listed as additional interests on his homeowner policy. The insurance company will make a payment to: A. The first mortgagee, TD Bank B. The Insured C. Jointly to TD Bank and Bank of America D. All listed interests Correct Answer: D. All listed interests Insurance applies separately to each insured as if other insureds did not exist. This is defined as: A. Severability B. Conditional C. Warrant...
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Tentamen (uitwerkingen)

Florida Claims Adjuster Exam – 3| 210 questions| with complete solution
5.0

(1)

5.0

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37

oktober 2022

2022/2023

A+
This optional provision states that if the insured becomes totally disabled, premiums are waived but the coverage remains in force: A. Waiver of Subrogation B. Waiver of Premium C. Waiver of Value D. None of the Above Correct Answer: B. Waiver of Premium "premiums are waived" Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: A. The first mortgag...
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Tentamen (uitwerkingen)

Florida Claims Adjuster Exam| 203 questions| with complete solutions
5.0

(1)

5.0

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25

oktober 2022

2022/2023

A+
Severability Correct Answer: Insurance applies separately to each insured as if other insureds did not exist. Abandonment Correct Answer: Property insurance policies usually contain a(n) __________ clause, *stating the insured cannot dump damaged property on the insurer and demand its full value.* Insurable Interest Correct Answer: One wherein economic loss would be suffered from an adverse happening to the subject. Liberalization Correct Answer: States that if the insurer adopts a ...
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