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HEALTH AND DISABILITY INSURANCE EXAM 2025 |170 QUESTIONS WITH ACCURATE SOLUTIONS
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53

April 2025

2024/2025

A+
What type of contract is defined by the insurer's obligation to pay a claim based on compliance with policy conditions? Contract of good faith Conditional contract Agency agreement Aleatory agreement 2. Describe the significance of dividends in the context of mutual insurance companies and their policyholders. Dividends are paid to stockholders as a profit-sharing mechanism. Dividends are a form of tax refund for beneficiaries of insurance policies. Dividends are a return of surplus e...
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