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KEY CONCEPTS IN INSURANCE PRACTICES AND POLICIES
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15

February 2025

2024/2025

A+
Understanding Twisting and Its Implications Definition and Legal Context of Twisting • Twisting is a practice that is legal in certain states, allowing agents to engage in specific sales tactics. • It involves writing insurance policies that are not acceptable to the agent's associated company, potentially leading to conflicts of interest. • Agents may induce policyholders to lapse their current insurance contracts, which can be detrimental to the policyholder's financial securit...
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