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UPDATED 2025-2026 NY State Auto Damage New York EXAM with Q&A VERIFIED ANSWERS GRADED A
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---37April 20252024/2025A+
- UPDATED NY State Auto 
Damage New York EXAM with Q&A 
VERIFIED ANSWERS GRADED A 
Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to 
work. This "loss of use" is referred to as a: 
Direct loss 
Indirect loss 
Loss evaluation 
Consequential loss - CORRECT ANSWER-Consequential loss 
When the rear of the vehicle is damaged and there is a gap between the trunk lid and 
the quarter panel, what else should the appraiser check on the vehicle? ...
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