Blessedmercy

Primerica - Exam test Questions-2024 An insurer has made all of the decisions regarding the provisions included in the insured's policy. The insured finds an objectionable provision and wants to negotiate it with the insurer but is not allowed to do so. Her only options are to reject the policy or accept it as is. Which contract feature does this describe? a) Unilateral b) Conditional c) Personal d) Adhesion -Correct Ans-Adhesion An insurance policy that only requires a payment of prem...

Primerica Life Exam (State)with Qualified Solutions The McCarran Act stated that the federal government would not regulate insurance as long as an adequate job of regulating the industry was done by the: a. Counties b. Federal Government c. Insurers in a state d. States -Correct Ans-? Circulating deceptive sales material to the public is what type of Unfair Trade Practice? a. False advertising b. Defamation c. Coercion d. Misrepresentation -Correct Ans-? A "certification of l...

Primerica Practice Test-2024 With Best Answers The receipt given to a life insurance applicant when the application is completed and the initial premium is received is called a(n) -Correct Ans-conditional receipt Statements in the application for insurance that are believed to be true to the best of the applicant's knowledge are called -Correct Ans-representations An annuity is considered fixed when it does all of the following EXCEPT -Correct Ans-provides the annuitant with an interest ...

Life insurance practice exam primerica-2024 The receipt given to a life insurance applicant when the application is completed and the initial premium is received is called a(n) -Correct Ans-Conditional receipt. Statements in the application for insurance that are believed to be true to the best of the applicant's knowledge are called -Correct Ans-Representations. All of the following apply to the waiver of premium rider EXCEPT -Correct Ans-There is no charge for this provision. An ann...

Primerica Life Insurance State Exam RI-2024 Which risk classification is representative of the majority of people in a certain age group and with similar lifestyles? 1)Declined 2)Preferred 3)Standard 4)Substandard -Correct Ans-Standard A life insurance policy qualifies as a Modified Endowment Contract (MEC) if the amount of premium paid exceeds the amount that would have provided paid-up insurance in how many years? 1)3 yrs 2)5 yrs 3)7 yrs 4)The life of the policy -Correct Ans-7 ...

Primerica - Life Insurance Exam Correctively Answered What is insurance? -Correct Ans-Transfer of the possibility of loss (risk) to an insurance company. What is a risk? -Correct Ans-The uncertainty of financial loss There are two types of loss -Correct Ans-Pure and Speculative Which type of loss is insurable? -Correct Ans-Pure Why is Pure loss insurable? -Correct Ans-Loss must be financial and uncertain. No financial gain can occur. What causes loss? -Correct Ans-Peril; such as ...

PRIMERICA LIFE INSURANCE EXAM 2024 An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? a. mutual b. reciprocal c. nonprofit service organization d. stock -Correct Ans-A. mutual funds not paid out after paying claims and other operating costs are returned to the policy owners in...

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EPA 608 Core Universal 2024 100% Sure Refrigeration technicians who violate the Clean Air Act can: -Correct Ans-D) all of the above. After 1995, any supplies of CFC refrigerant to service existing units in the USA can only come from: -Correct Ans-A) recovery and recycling. Refrigerant that is recovered can be returned to: -Correct Ans-A) the same system or other systems owned by the same person without restriction. Refrigerant can not be called "reclaimed" unless it: -Correct Ans-B) ...

EPA 608 Type 2 Practice Exam With Best Solutions Industrial process and refrigeration units with a 50 pound charge or more with an annualized leak rate of _____ or more must have leaks repaired. -Correct Ans-35 Unless plans are made to replace a system exceeding the maximum leak, repairs must be made in; -Correct Ans-30 days Refrigerants CFC R-12, HCFC R-22, and HFC 134a are all classified as; -Correct Ans-a 1 All Refrigeration & HVAC systems are protected by a; -Correct Ans-pressure ...