SMART.SCORES

TCOLE Jailer Exam Questions with 100% Correct Answers TCOLE Mission A regulatory state agency, utilized to establish and enforce standards to ensure that the people of Texas are served by highly trained and ethical law enforcement, jail, and telecommunications personnel. Texas Commission on Law Enforcement A state agency created by an act of the 59th Legislature effective September 1, 1965 Occupations Code Statutory authority for the TCOLE to establish rules that law enforcement a...

TCOLE Jailer Exam Questions with 100% Correct Answers Recording an inmate's identification features and physical condition prevents an inmate from claiming ___________. (6.2.1) c. injury after booking 3 multiple choice options Punitive striking of inmates and excessive use of force are examples of ___________. (11.5.3) c. tort liability 3 multiple choice options All of the following are weapons to be used in weapons strategies of the force continuum, except ___________. (11.1...

TCOLE Jailer Exam Questions with 100% Correct Answers 1st Amendmant Religion, Assembly, Speech, Press, Petition, freedom of speech, religion, press, assembly and petition 4th Amendmant unreasonable searches and seizures 5th Amendmant rights to an accused person, basis of miranda rights, accussed cannot be forced to give evidence or info against themselves. 6th Amendmant right to an attorny (due process), Freedom against deprivation of life, liberty, or property without due p...

WEBCE Practice Exam Questions with 100% Correct Answers A policyowner can access the cash value of many life insurance policies through withdrawals, loans or policy surrender. Which of the following terms describes the ability to easily convert life insurance into cash? Liquidity. Life insurance policy proceeds are protected from the claims of creditors due to the policy's: Spendthrift clause. Which of the following is an insurable risk? The possibility of becoming disabled and u...

IWEBCE Practice Exam 100 q|Latest Update n general, what is the earliest age at which a person can take a distribution from a qualified plan without a tax penalty? 59 1/2 Carol was 35 when she bought her deferred annuity. Now, at age 38, she wants to withdraw funds from the contract to take a vacation. Carol is likely to encounter all of the following consequences in making the withdrawal EXCEPT: statutory minimum withholding requirements What kind of misrepresentation on an insuran...

WEBCE Insurance Exam Questions with 100% Correct Answers 1. Which of the following exempted insurance companies from federal antitrust legislation? the McCarran-Ferguson Act 2. Which of the following has primary responsibility for regulating the insurance industry? a. the states Which statement about the NAIC is correct? The NAIC prepares model laws, regulations, and guidelines for adoption by the states. 4. The NAIC issued a model law on long-term care insurance. Which statem...

Insurance webce|Complete Questions with A+ Graded Answers risk Chance of loss Pure risk If it's pure you can insure Speculative riak Loss or gain peril The cause of loss Life insurance peril Death Health insurance peril Illness, accidental injury, disability hazard Increases chance of peril Risk Transfer shifting risk to another party Underwriting Assessing an applicant Law of Large Numbers Mathematical principle of probability Moral ...

Life and Health Insurance Exam Webce|A+ Graded Risk Chance of loss Loss Unplanned reduction of economic value Peril cause of loss Hazard a condition that increases the chance of peril Risk Transfer buying insurance to shift the risk to insurance company Underwriting assessing applicant to determine insurability Adverse Selection people with greater risk of loss trying to buy insurance Mutual Companies owned by policyholders and issue participating poli...

WEBCE Prep Exam Health Insurance|A+ Graded Health insurance broadly covers many risks, such as the loss of income because of disability, the costs of medical care and treatment, and the costs of care not covered by government plans. Long term care A broad term that includes a wide range of assistance, services, or devices provided over an extended period. It is designed to medical, personal, social needs in a variety of settings and locations to enable a person to live as independently a...

Health Insurance Exam Webce|A+ Graded Pure Risk Chance of loss but not gain Peril Cause of loss Hazard Increases the chance of peril Managing risk Only way to manage risk is to transfer it ; buy Insurance To be insurable Risk MUST BE, definable, measurable, beyond the insured control, common to large group, NOT catastrophic Adverse Selection When someone is a high risk tries to buy insurance Risk Management How we deal with risk Types of risks Pure and...