AHIP STUDY GUIDE SUMMARY SOLVED
QUESTIONS WITH VERIFIED ANSWERS
GUARANTEED TO PASS
◉ Mr. Bauer is 49 years old, but eighteen months ago he was declared
disabled by the Social Security Administration and has been receiving
disability payments. He is wondering whether he can obtain coverage
under Medicare. What should you tell him? ANSWER: d. After
receiving such disability payments for 24 months, he will be
automatically enrolled in Medicare, regardless of age.
◉ Mr. Denton is 52 years old and has recently been diagnosed with end-
stage renal disease (ESRD) and will soon begin dialysis. He is
wondering if he can obtain coverage under Medicare. What should you
tell him? ANSWER: a. He may sign-up for Medicare at any time
however coverage usually begins on the fourth month after dialysis
treatments start. Correct
◉ Ms. Henderson believes that she will qualify for Medicare coverage
when she turns 65, without paying any premiums, because she has been
working for 40 years and paying Medicare taxes. What should you tell
her? ANSWER: a. In order to obtain Part B coverage, she must pay a
standard monthly premium, though it is higher for individuals with
higher incomes. Correct
, ◉ Mr. Diaz continued working with his company and was insured under
his employer's group plan until he reached age 68. He has heard that
there is a premium penalty for those who did not sign up for Part B when
first eligible and wants to know how much he will have to pay. What
should you tell him? ANSWER: b. Mr. Diaz will not pay any penalty
because he had continuous coverage under his employer's plan. Correct
◉ Mrs. Peňa is 66 years old, has coverage under an employer plan and
will retire next year. She heard she must enroll in Part B at the beginning
of the year to ensure no gap in coverage. What can you tell her?
ANSWER: d. She may enroll at any time while she is covered under her
employer plan, but she will have a special eight-month enrollment
period that differs from the standard general enrollment period, during
which she may enroll in Medicare Part B. Correct
◉ Mrs. Kelly, age 65, is entitled to Part A, but has not yet enrolled in
Part B. She is considering enrollment in a Medicare health plan (Part C).
What should you advise her to do before she will be able to enroll into a
Medicare health plan? ANSWER: Mrs. Kelly, age 65, is entitled to Part
A, but has not yet enrolled in Part B. She is considering enrollment in a
Medicare health plan (Part C). What should you advise her to do before
she will be able to enroll into a Medicare health plan?
◉ Mrs. Park is an elderly retiree. She has a low, fixed income. What
could you tell Mrs. Park that might be of assistance? ANSWER: d. She
should contact her state Medicaid agency to see if she qualifies for one
of several programs that can help with Medicare costs for which she is
responsible. Correct
QUESTIONS WITH VERIFIED ANSWERS
GUARANTEED TO PASS
◉ Mr. Bauer is 49 years old, but eighteen months ago he was declared
disabled by the Social Security Administration and has been receiving
disability payments. He is wondering whether he can obtain coverage
under Medicare. What should you tell him? ANSWER: d. After
receiving such disability payments for 24 months, he will be
automatically enrolled in Medicare, regardless of age.
◉ Mr. Denton is 52 years old and has recently been diagnosed with end-
stage renal disease (ESRD) and will soon begin dialysis. He is
wondering if he can obtain coverage under Medicare. What should you
tell him? ANSWER: a. He may sign-up for Medicare at any time
however coverage usually begins on the fourth month after dialysis
treatments start. Correct
◉ Ms. Henderson believes that she will qualify for Medicare coverage
when she turns 65, without paying any premiums, because she has been
working for 40 years and paying Medicare taxes. What should you tell
her? ANSWER: a. In order to obtain Part B coverage, she must pay a
standard monthly premium, though it is higher for individuals with
higher incomes. Correct
, ◉ Mr. Diaz continued working with his company and was insured under
his employer's group plan until he reached age 68. He has heard that
there is a premium penalty for those who did not sign up for Part B when
first eligible and wants to know how much he will have to pay. What
should you tell him? ANSWER: b. Mr. Diaz will not pay any penalty
because he had continuous coverage under his employer's plan. Correct
◉ Mrs. Peňa is 66 years old, has coverage under an employer plan and
will retire next year. She heard she must enroll in Part B at the beginning
of the year to ensure no gap in coverage. What can you tell her?
ANSWER: d. She may enroll at any time while she is covered under her
employer plan, but she will have a special eight-month enrollment
period that differs from the standard general enrollment period, during
which she may enroll in Medicare Part B. Correct
◉ Mrs. Kelly, age 65, is entitled to Part A, but has not yet enrolled in
Part B. She is considering enrollment in a Medicare health plan (Part C).
What should you advise her to do before she will be able to enroll into a
Medicare health plan? ANSWER: Mrs. Kelly, age 65, is entitled to Part
A, but has not yet enrolled in Part B. She is considering enrollment in a
Medicare health plan (Part C). What should you advise her to do before
she will be able to enroll into a Medicare health plan?
◉ Mrs. Park is an elderly retiree. She has a low, fixed income. What
could you tell Mrs. Park that might be of assistance? ANSWER: d. She
should contact her state Medicaid agency to see if she qualifies for one
of several programs that can help with Medicare costs for which she is
responsible. Correct
